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If you’re a Medicare beneficiary, you might wonder if dental services are covered. Unfortunately, Original Medicare doesn’t cover routine dental. But, you can buy a dental plan alongside Medicare to pay for cleanings, exams, and dental care. Another option is an Advantage plan with dental benefits.
We’re here to help you make the right decision for your dental care needs and explain when Medicare covers dental services.
Does Medicare Cover Dental in 2021
If you want help paying your dental bills, you have three options:
- A Medicare Advantage plan, including dental coverage
- A standalone dental plan
- A dental discount plan, which isn’t insurance, but gives you a discount on services
Does Medicare Cover Oral Surgery?
Some dental plans cover gum surgery. If you have one of these plans, you’ll probably have to pay a percentage of the bill. Most dental plans also will only pay up to a certain amount in claims each year. If you’re having dental surgery because of an accident or jaw cancer, Medicare may cover your surgery.
Does Medicare Cover Dentures?
Medicare doesn’t cover dentures, but some dental plans do. Insurance may not pay 100% of dentures’ cost, but it can help lower the bill. If you need dentures, look for a plan that includes denture coverage.
Does Medicare Cover Dental Implants?
Some Medicare dental plans cover dental implants. Implants can be an excellent alternative to dentures. You can, however, expect to pay part of the cost of any major dental work. Your dental plan may have a limit on the amount it will pay out in claims each year.
Does Medicare Cover Wisdom Teeth Removal?
Does Medicare Cover Oral Exams?
Your insurance may pay the full cost of an exam, or you may have to pay part of the bill. Your plan may also require you to choose a primary dentist or use the dentists in the network.
If you need a dental exam because you’re having a kidney transplant or heart valve replacement, Part B may cover your exam, but it won’t cover any dental work you need.
Does Medicare Cover Teeth Cleanings?
A dentist may suggest an in-depth cleaning if you have gum disease or haven’t had your teeth cleaned in a while. Most likely, you’ll pay more for these types of cleanings.
Does Medicare Cover Invisible Aligners?
With that said, it may be hard to find insurance that includes adult orthodontic coverage. If you do, you can expect to pay a percentage of the cost. Another option is to buy into a dental discount program that offers a discount on aligners.
Does Medicare Cover a Root Canal Treatment?
Does Medicare Cover an Abscess Tooth?
An abscess is an infection in your gum or at the root of a tooth. If you develop an abscess, your dentist may perform a root canal treatment or pull the tooth. The dentist may also prescribe antibiotics. Many dental policies cover root canal treatments, but you’ll have to pay part of the cost. Your Part D plan should pay for antibiotics your dentist prescribes. If the infection spreads and becomes more severe, Part B will cover a doctor’s care, and Part A will cover hospitalization.
Does Part C Cover Dental?
Best Dental Insurance for Seniors on Medicare in 2021
Many people find dental bills go up as they get older. Crowns, extractions, gum surgery, implants, and dentures are costly. A good dental plan can help you stay on top of cleanings and make it easier to afford major procedures.
Dental plans can cost as little as $9 and range to $63+ per month. However, the average plan is about $35 per month. Humana is one of the most popular carriers for senior dental insurance.
We can help you find the policy that’s best for you. From Dental insurance to Medigap coverage, we can walk you through everything you need. Just call the number above or fill out our online rate form.