Medicare Frequently Asked Questions

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• General Medicare

  If you are new to Medicare, this is where you can start learning the basics. You might be wondering, "How does Medicare work?" Navigating the Medicare maze can be tricky, but we have the answers to your general questions. Additionally, we keep you informed about changes coming to Medicare in the future, explain terms that might be new to you, and make sure you understand factors that impact your choice of plan. Here, you can find out more about the costs and payment options associated with Medicare. The forms that you will need to fill out, solutions to problems you might encounter as a Medicare beneficiary, and more. Original Medicare consists of Part A and Part B. Part A is hospital insurance, and Part B is medical insurance. We help explain what is covered under both parts, as well as what is not covered and what you need to do to ensure your health costs will be manageable. Learning about how Medicare works is part of becoming a more educated beneficiary. Whether you will be turning 65 soon or have been on Medicare for years, you can find the answers to your general Medicare questions in the articles below.

  • Medicare Prior Authorization Explained
  • Original Medicare vs Medicare Advantage
  • Native American Health Insurance & Medicare
  • How Can I Reduce My Medicare Premiums
  • Changes Coming to Medicare in 2021
  • Medicare and the 8-Minute Rule
  • What is Hospital Indemnity Insurance
  • Is Medicare Mandatory
  • Medicare Physician Fee Schedule Lookup Tool
  • Understanding the Medicare Summary Notice

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• Medicare Coverage

  If you're wondering whether Medicare coverage includes a specific procedure, prescription, service, or treatment, you've come to the right place. In this section, you'll find detailed articles about what Medicare covers. Our articles answer your questions about Medicare coverage for all aspects of your health. From hearing aids to hospice care, you can find the answers here. If you are transitioning to Medicare from group insurance, it is crucial to be aware of what is covered. We include resources addressing whether veterans need Medicare, how Medicare works with COBRA insurance and more popular queries. Medicare does not cover everything. You may find that what you need is not covered by Original Medicare. In this case, you could benefit from a Medicare Supplement, also known as Medigap, policy.

  • Does Medicare Pay for Assisted Living
  • Is Visiting Angels Covered by Medicare
  • Does Medicare Cover Bone Density Testing
  • Does Medicare Cover Cystic Fibrosis
  • Does Medicare Cover Robotic Surgery
  • Does Medicare Cover Alcohol Rehab
  • Does Medicare Cover Hospice
  • What Does Medicare Cover for ALS Patients?
  • Does Medicare Cover Thyroid Tests and Screenings
  • Does Medicare Cover Ostomy Supplies

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• Medicare Enrollment

  There are many different enrollment periods for Medicare. It is crucial to know when Medicare enrollment periods take place, and which apply to you. The articles in this section explain each Medicare enrollment period in detail. Enrollment period information includes when each occurs, who is eligible, and to which part(s) of Medicare it applies. We are here to help you understand how the enrollment process works. You can benefit from this when enrolling in Medicare for the first time or when switching plans. We include guides explaining such aspects as Guaranteed Issue Rights. Many beneficiaries go through the process of Medicare enrollment without understanding critical elements. Including the difference between underwritten, Open Enrollment, and when you should receive your ANoC. We want to inform you of the best times to enroll. Also, we prepare you for whether you will need to answer health questions during the process.

  • Medicare Special Enrollment Periods
  • What is the Initial Enrollment Period for Medicare
  • Medicare Supplement Open Enrollment Period
  • What is the General Enrollment Period for Medicare?
  • Medicare AEP vs OEP: What’s the Difference
  • Medicare Open Enrollment Period
  • 7 Guaranteed Issue Rights with Medicare
  • Medicare Advantage Open Enrollment Period
  • Medicare Annual Notice of Change Letter
  • Medicare Annual Enrollment Period for 2020-2021

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• Medigap Plans

  Original Medicare doesn't cover everything! This is where a Medicare Supplement (also known as Medigap) plan can come in handy. Medigap plans pair with your Medicare insurance to cover what Original Medicare doesn't. Shopping around for a Medigap plan can feel overwhelming. With many options and a variety of carriers to choose from, which is best for you? Important factors to consider are your health needs and budget. In the articles below, you'll find information to help you make the right choice. Find out the cost range of the average Medigap plan and read reviews of the most popular plans. We include information about how Medigap plans compare to Medicare Advantage. Learn how Medigap plans work with Medicare and stay updated on eligibility changes for specific Medigap plans. Here, you will find the answers to the questions you encounter during your search for a Medigap plan. When you're informed about how Medigap plans work, you will be better prepared when the time comes for you to sign up.

  • Factors That Impact Your Medicare Supplement Rates
  • Medicare Supplement Plan Reviews
  • What is the Most Popular Medicare Supplement Plan
  • Average Cost of Medicare Supplement Plans
  • Medicare Advantage vs Medicare Supplements
  • Top Medicare Cost-Sharing Plans
  • Best Medicare Supplement Plans in 2021
  • Medicare Plan F vs Plan G vs Plan N
  • Top 3 Medicare Supplement Plans for 2020
  • Medicare Plan G Reviews

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• Medicare Part D

  Part D is prescription drug coverage under Medicare. Whether you are enrolling or are currently enrolled in a Part D plan, you can find the answers to your Part D questions in this section. Here, we provide information about the top Medicare Part D plans. We also clarify what medications Part D covers, demystify mail-order prescriptions, and more. We provide a guide for what you can do to avoid a Part D late enrollment penalty and explain the donut hole. We know that Medicare Part D might seem complicated, but we are here to simplify it.

  • Part D Formulary
  • Manufacturers’ Coupons and Medicare
  • Medicare Part D Prescription Drug Plans Coverage Changes
  • Top 5 Rated Medicare Prescription Drug Plans for 2020
  • Drugs Covered by Medicare Part D Prescription Drug Plans
  • Medicare and Mail Order Prescriptions
  • Medicare Part D Late Enrollment Penalty

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• Medicare Advantage

  Medicare Part C is also known as Medicare Advantage. These plans are Medicare replacement plans. You might have questions if you're currently enrolled in one or are thinking of signing up. The articles in this section let you know what's covered by Medicare Advantage plans. Additionally, we inform you of the disadvantages that come along with the perks to Medicare Advantage. You might be considering switching from an Advantage plan to a Medicare Supplement plan. If so, we include ample information to help you determine which is right for your needs. Reading about this will help you understand more when it comes time to speak to an agent.

  • Advantages and Disadvantages of Medicare Advantage Plans
  • Medicare Advantage Over the Counter Drug Cards
  • Top 3 Reasons Beneficiaries Leave Medicare Advantage Plans
  • Understanding Medicare Managed Care Plans 
  • Why Medicare Advantage Plans Are Bad
  • Medicare Advantage vs Medicare Supplements
  • Best Medicare Advantage Plans for 2020
  • What is a Medicare Replacement Plan
  • Medicare Medical Savings Account Plans
  • Medicare Advantage Plans for Disabled Individuals

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