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    My neighbor referred me to MedicareFAQ and I am so glad that she did. They were such a delight to work with and I will now, in turn, refer them to my friends who are turning 65 in the near future!

    Client Testimonial – Alfred R. from IA
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    I saved $753 a year by comparing rates with MedicareFAQ! My wife will be turning 65 next year, they will have her business as well as our family and friends.

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    I was really confused with all of the different options of Medicare Supplement insurance. MedicareFAQ was able to find the right plan for me that fit both my needs and my budget. You all are awesome!

    Client Testimonial – Susan S. from TX
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    I was so happy with the customer service that I received from MedicareFAQ. They were able to explain to me the differences between regular Medicare plans, Medicare Advantage plans, and Medigap plans. Thank you for taking the time to clarify all of the confusion that I was facing.

    Client Testimonial – Roland A. from CA


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WHY MedicareFAQ?

MedicareFAQ: Medicare Frequently Asked Questions Resource Center

MedicareFAQ is a learning resource center for Medicare recipients to learn about Medicare options and Medicare Supplement plans. We help individuals understand all Medicare options, whether it’s just learning about Original Medicare Part A and Part B or any of the other Medicare plans like; Medicare Supplements (Medigap), Medicare Advantage (Part C) or Prescription Drugs (Part D).

MedicareFAQ finds the best possible supplemental insurance for Medicare plan & rate for the specific individual’s needs and budget that we are working with. We make sure that each individual knows everything there is to know about the plan(s) they are considering and shop for the best rate from the nation’s top carriers in the Medicare market.

Our services are 100% free and there is no obligation to sign up!

Let our licensed Medicare agents help you and get back to living life!


Our mission is simple; make sure each individual we work with is educated about Medicare and all the Medicare Supplemental plans that come along with it.

MedicareFAQ works with the top carriers in the nation to find the best Medigap (Medicare Supplement) plan that fits each individuals budget. We strive to educated our clients on all the available options so that they can make an educated decision when purchasing their Medicare Supplement Insurance plan.


  • Compare every plan in your area!
  • View 100’s of plans from the nation’s top insurance carriers. Compare costs and benefits side-by-side!
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    • Save even more on a variety of out-of-pocket expenses not covered by the Original Medicare.

Our licensed agents are available to help you make the right decision. LEARN about the plans, COMPARE the different types of plans, and SAVE on the plan you choice!

Our Medicare agents can help beneficiaries, caregivers, and their families make informed decisions. We are available by phone to offer you the one-on-one assistance that every Medicare recipient should have. Call us today at the number on the screen!


  1. I turned 65 today (6-29-20) and I enrolled in “original” medicare Part A and Part B. Somewhere I had read (must have been on a different site) that “most people don’t pay a premium for Part A”. Is that true? Another site (or maybe it was this one!) stated I’d be paying about 252.00 per month for Part A. This is so confusing! And, that Part B will cost me about 144.60 per month. For all of the money that has been deducted out of our paychecks over the years, I would think that both Part A and B should be free, or pretty darn close to free. Well anyway, my understanding, based on this great website, is that Medigap is better than Part C (Medicare Advantage Plan) because of the wider network and cross-state coverage. But Medigap doesn’t offer prescription drug coverage (whereas Medicare Advantage Plan does offer it, along with vision, dental, hearing). My question is about Medigap . . . is it essentially Part A (hospitals) and B (doctors) but through a private insurance carrier? If I buy a Medigap plan and a Prescription Part D plan, do I need to cancel my enrollment in the “original” medicare Part A and B?

    • Hi Catherine! Happy Birthday!! (one day late) This is a fantastic question. I appreciate your positive feedback too! So, Part A is free for most beneficiaries. As long as you paid into Medicare for at least 40 quarters, it will be free. There is a monthly premium for Part B, and you are correct that the standard Part B premium is $144.60 per month for 2020. (you still have to pay the Part B premium even if you’re enrolled in an Advantage plan) You’re also correct that Medigap plans give you more comprehensive coverage than Medicare Advantage. You’ll have way less out of pocket expenses with Medigap than Advantage. In addition to Advantage plans not having decent travel coverage or a large network of doctors, they charge you copays for everything. With Medicare + Medigap, there are zero copays. Medigap does not replace your Part A and Part B, it supplements it. Meaning, you don’t need to cancel Part A and B to enroll in Medigap. You are correct, these plans are offered through private carriers, they fill in the gaps that Part A and B leave up to you to pay. This includes deductibles, as well as the 20% coinsurance under Part B. Medigap plans do not include prescription drug coverage. You’ll want to enroll in a stand-alone Part D plan for that. Part D plans offer more coverage on prescriptions than MAPDs. Ideally, you’ll want to have Part A + Part B + Medigap + Part D. To break it down, Part A is free, Part B is $144.60, Part D is usually around $33. It’s tougher to give you an estimate on your Medigap plan because there are so many factors that come into play with these premiums. However, depending on the letter plan you choose to enroll in, your monthly premium could cost anywhere between $50-$300 per month. I hope this helps! If you have any more questions, please don’t hesitate to ask.

  2. Where is there a Plan G for 100.00 per month. I have your company’s Plan N which costs me $133.83 per month with a $20.00 copay!!! Was I not sold the most cost-effective Plan???

    • Premiums are dependent on multiple factors. The above amount is just used as an example. Plan G may cost someone $100 in one state, and that same person will pay more in another state for the same plan. We are a broker, not a carrier. That means we do not determine the premiums of each plan, the carrier you signed up with does. We help you compare the cost of all the plans available in your area and sign you up with the carrier that offers the lowest premiums for the plan you choose to enroll in. Let me know if you have any more questions!

  3. I am confused about enrolling in Medigag ….”When you are first eligible” .Does that mean I must enroll immediately after age 65 or in my case, I am 87 years old but have only ever been enrolled in Medicare Part A and B. May I enroll in Medigag? Must I answer medical questions? Would asthma disqualify me?

    • Hi Matt! You’re first eligible for Medigap once you’re Part B is in effect. Once your Part B is active, you’ll get a 6-month window to enroll in a Medigap plan without answering health questions. If you have creditable coverage, then you’ll be eligible for a SEP that allows you to enroll without answering health questions. You can enroll in a Medigap plan at any time. However, if you have no other creditable coverage, you’ll have to answer health questions during the enrollment process. Asthma may or may not disqualify you. There are many other factors to consider. Give us a call so we can help!

  4. Are more doctors/specialists likely to accept Advantage Plans over Medigap, due to the fact they have to deal with the government? Great web site very informative!!

    • Hi Steve! Thank you so much for your positive feedback, we greatly appreciate it! To answer your question, it’s actually the opposite. Over 800,000+ doctors across the United States accept Medicare. With Medicare Advantage, you’ll find that many doctors are not in their network. I would imagine it’s easier to work with the government over private insurance companies regarding Medicare. Just because Medicare already has an agreement with doctors on costs for their services, so they know what they’re going to get paid for the most part. Each Advantage plan carrier can set their own prices, which can make the process of getting paid for those services more time-consuming.

  5. Under the section for Medicare Supplements it says. “Enroll at Anytime”
    You can enroll in a Medigap plan at any time. As long as you join during your open enrollment window, you won’t have to answer health questions. If you have a pre-existing condition, there are no waiting periods. If you wait to enroll outside of your open enrollment, you’ll have to answer some health questions. ……………………………. Later in the section about Medicare Advantage Plans it say Once you leave a Medigap plan and switch to a Medicare Advantage plan, you may not be able to go back to your Medigap plan. Since your one-time enrollment window has most likely passed, you’ll have to go through medical underwriting to be accepted back into a plan. I am not clear on this. I turn 65 in March 2020. If I sign up for a MAP and then 5 years later want to switch to traditional Medicare plus Medigap will I be able to do so without answering medical questions as long as it is done during open enrollment? Thanks

    • Hi Kathryn! Great question! There are many Open Enrollment Periods with Medicare. For Medigap plans, your Medicare Supplement Open Enrollment happens only once, unless you’re on SSDI. It starts the first day of the month your 65 and your Part B is in effect. So, if your Part B is in effect April 1st of 2020, you’ll have until the end of Septemeber to enroll in a Medigap plan without answering health questions. If you choose to enroll in a Medicare Advantage plan, the only way you can get into a Medigap plan without answering health questions is if you do this before your Open Enrollment window closes at the end of September. If you decide to keep your advantage plan for 5 years and then switch to Original Medicare + a Medigap, you will have to answer health questions. It’s important to remember that Open Enrollment and Guaranteed Issue are two different things. Just because you’re enrolling during an Open Enrollment period, doesn’t mean you have Guaranteed Issue Rights. Therefore, it’s best to enroll in a Medigap plan when your first eligible so you can do so without answering health questions.

  6. This is the most informative site I’ve seen Re supplemental vs med. advantage. Clear & to the point! I’ll be calling to get further information.

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