Medicare for Green Card Holders

Green card applicants can qualify for Medicare without enough work credits. But, you’ll likely need to pay for Part A premiums. Since Part A costs are based on how long you’ve worked in the United States and paid taxes towards Medicare, costs could vary. Those that have worked at least 10 years could qualify for premium-free Part A. Now, Part B is a little different. You’re costs depend on how much you make each year. High-income earners will pay a Part B IRMAA. Also, if you’re eligible for Medicare and delay enrollment, penalties could raise the cost of your premiums if you enroll later on.

You must have established residency for at least 5 years. Once you have residency status, you qualify for Medicare just like any other person. Either by turning 65 or by obtaining Social Security Disability for at least 24 months.

Everyone applies for Medicare the same, through Social Security. The process is the same for citizens as permanent residents. Once you have Medicare, you’ll want to consider options like Medigap or Part C plans. Then, you’ll want to buy a Part D plan to avoid potential late penalties.

Medicare is available to those that qualify. If your parents have been permanent residents for at least 5 years, they may be eligible. Your parents will get Medicare separately, so your mom would need to be eligible on her own terms. And, your dad would need to be eligible on his own terms. Now, if one parent submits enough work hours for Premium free Part A, the other parent can claim off of those hours.