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Medicare for Green Card Holders


Medicare for green card holders is possible. Those with a green card may be curious about Medicare eligibility. Well, if you’ve been a resident of the United States for at least five years, you may be eligible. Understanding how Medicare works for non-citizens is important. Here you’ll learn when you qualify, how to apply, and everything else in between.

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Do Green Cardholders Qualify for Medicare?

Green card applicants can qualify for Medicare without enough work credits. But, you’ll likely need to pay for Part A premiums. Since Part A costs are based on how long you’ve worked in the United States and paid taxes towards Medicare, costs could vary.

Those that have worked a minimum of ten years could qualify for premium-free Part A. Now, Part B is a little different. You’re costs depend on how much you make each year. High-income earners will pay a Part B IRMAA. Also, if you’re eligible for Medicare and delay enrollment, penalties could raise the cost of your premiums if you enroll later on.

When Can a Green Card Holder Apply for Medicare?

You must have established residency for at least five years. Once you have residency status, you qualify for Medicare just like any other person. Thus, by turning 65 or obtaining Social Security Disability for at least 24 months.

How to Apply for Medicare for Green Card Holders

Everyone applies for Medicare the same, through Social Security. The process is the same for citizens as permanent residents. Once you have Medicare, you’ll want to consider options like Medigap or Medicare Part C plans. Then, you’ll want to buy a Medicare Part D plan to avoid potential late penalties.

How Do I find Medicare for My Green Card Parents?

Medicare is available to those that qualify. If your parents have been permanent residents for at least five years, they may be eligible.

Your parents will get Medicare separately, so your mom would need to be eligible on her own terms. And, your dad would need to be eligible on his own terms. Now, if one parent submits enough work hours for Premium free Part A, the other parent can claim off of those hours.

FAQs

Do green card holders get Social Security?
Green card holders 10 years of work credits or a spouse with credits to qualify for  Social Security.
Are green card holders living abroad eligible for Social Security benefits?
Green card holders can get Social Security benefits outside the United States. But, if you’re out of the U.S for too long, there can be consequences.
Can green card holders apply for disability?
Permanent residents can apply for Social Security Disability, as long as you paid into taxes, you may be eligible.

How to Get Medicare as a Green Card Holder

Signing up for Medicare is the same for permanent residents and citizens. Now, undocumented immigrants won’t be able to get Medicare. For those that do qualify for Medicare, we can help you find the best plan to meet your needs. For some, Medicare Advantage plans may be suitable. But, many will find Medigap insurance the most comprehensive.

Here at MedicareFAQ, we can help you find the plan for you. Give us a call at the number above or fill out an online rate form to get your rates now.

Jagger Esch

Jagger Esch is the Medicare expert for MedicareFAQ and the founder, president, and CEO of Elite Insurance Partners and MedicareFAQ.com. Since the inception of his first company in 2012, he has been dedicated to helping those eligible for Medicare by providing them with resources to educate themselves on all their Medicare options. He is featured in many publications as well as writes regularly for other expert columns regarding Medicare.

21 thoughts on “Medicare for Green Card Holders

  1. Article mentions 5 year rule for Medicare coverage for LPR. Have read other articles that say that if a LPR is married for over 1 year to a US citizen who is receiving SS benefits and is enrolled in Medicare then the 5 year requirement does not apply. Any info on this will be appreciated.

    1. If you’re married to a US citizen, you’re eligible for Medicare as long as you’re 65 years old or have been collecting SSDI for at least 24 months. It does not matter if your spouse is collecting SS or has Medicare. As long as your spouse paid into Medicare for 10 years, you also qualify for Part A premium free. I have not heard of having to wait one year after marriage, I would contact Medicare directly to confirm this.

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