Medicare covers necessary services for Atrial Fibrillation. Below we’ll discuss some of the most popular treatments, and how Medicare will cover them. We’ll even go over costs and common questions relating to Medicare and Atrial Fibrillation.
Does Medicare Cover Atrial Fibrillation Treatments?
Medicare covers different types of treatments, as long as it’s medically necessary. Should you go to the hospital because of A-Fib, Part A may cover your stay. Doctor’s visits, diagnostic exams, and screenings fall under your Part B.
Just a few treatment options for A-Fib are:
- Prescriptions that can help your heart rate and rhythm
- Lifestyle changes to help promote heart health and reduce risk factors
- Blood-thinning medications that can help reduce the chances of strokes
Does Medicare Cover Cardioversion?
Medicare covers Cardioversion under Part A benefits. Cardioversion is an inpatient therapy that comes in a couple of different forms.
- Electrical Cardioversion – This is a low voltage shock that helps to regulate your heartbeat.
- Chemical Cardioversion – You would undergo this treatment in a hospital. You’ll get medications through an IV for this process.
Does Medicare Advantage Cover Atrial Fibrillation?
Medicare Advantage plans are great for those looking for an all-in-one plan. Many Advantage policies provide drug coverage. But these policies may not be the perfect match for you. If you buy an Advantage plan, you’ll need to stay within a network in most cases.
If your doctor or hospital isn’t within the network, you can plan on getting some hefty medical bills. Yet, since Advantage plans have to cover all that Medicare covers, this option may work for you.
Do Medicare Supplement Plans Cover Atrial Fibrillation?
Medicare Supplement plans can be a lifesaver for those who have high costs. But these plans may not be available for people with A-Fib. Some Medigap companies won’t accept patients who have Atrial Fibrillation. Some companies won’t take those who’ve had A-Fib in the last two years.
But, for many, this condition may not just go away. Because of this, people often wonder if they’ll still be able to buy a Medigap plan with A-Fib. Well, if you buy a policy during your Medigap Open Enrollment Period or during a Guaranteed Issue right, you can avoid answer health questions.
Keep in mind that if you miss enrollment or switch plans, you’ll need to answer those health questions. And, if you need to answer health questions, you may not qualify.
Does Medicare Part D Cover Atrial Fibrillation Medications?
Many A-Fib treatments come in the form of inpatient therapy. But others come in the mode of prescriptions. A popular medication to treat A-Fib is an oral drug called Eliquis. If you take this, you’re well aware of how costly it can be.
One month’s worth of Eliquis can cost an average of around $470 a month without insurance. With Part D, you may only pay $10 each month. Most drug plans cover popular medications. In fact, Medicare Advantage plans and Part D drug plans include the majority of drugs that treat A-Fib. Prescription drug coverage proves to be a significant benefit when shopping for the best insurance.
How to Get Help with Medicare Coverage for Atrial Fibrillation
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