Wisconsin Medigap Plans
Medicare Supplement Plans in Wisconsin - 2026 Rates, Rules & Carrier Options
State-Specific Plan Structure
Wisconsin has its own standardized Medigap plan structure. Wisconsin offers a Basic plan plus optional riders, rather than the federal lettered plans.
Medicare Enrollees
1.1 million
Plan Structure
State-specific (Basic + Riders)
Open Enrollment
6 months from Part B enrollment
Guaranteed Issue
During open enrollment
Medigap in Wisconsin
Wisconsin is one of three states with its own Medigap standardization. Wisconsin offers a Basic plan that covers core Medicare cost-sharing, plus a menu of optional riders that beneficiaries can add for additional coverage. This modular approach gives Wisconsin residents flexibility to customize their coverage, though it can make comparison shopping more complex than in states using the federal lettered plan structure.
Open Enrollment in Wisconsin
Wisconsin has a 6-month open enrollment period starting when you turn 65 and enroll in Medicare Part B.
Wisconsin Medigap Rules
- Wisconsin uses a Basic plan structure with optional riders instead of lettered plans
- Basic plan covers Medicare Part A coinsurance and Part B coinsurance
- Optional riders can add coverage for deductibles, foreign travel, and more
- Guaranteed issue rights apply during open enrollment
Top Carriers in Wisconsin
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Compare Wisconsin Medigap Rates
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