Minnesota Medigap Plans
Medicare Supplement Plans in Minnesota - 2026 Rates, Rules & Carrier Options
State-Specific Plan Structure
Minnesota has its own standardized Medigap plan structure. Minnesota offers Basic and Extended Basic plans, rather than the federal lettered plans.
Medicare Enrollees
1.1 million
Plan Structure
State-specific (Basic, Extended Basic)
Open Enrollment
6 months from Part B enrollment
Guaranteed Issue
During open enrollment
Medigap in Minnesota
Minnesota is one of three states with its own Medigap standardization. Minnesota offers Basic and Extended Basic plans. The Basic plan covers Medicare Part A hospital coinsurance and Part B coinsurance, while the Extended Basic plan adds coverage for Medicare deductibles and other cost-sharing. Minnesota also provides additional consumer protections beyond federal requirements.
Open Enrollment in Minnesota
Minnesota has a 6-month open enrollment period starting when you turn 65 and enroll in Medicare Part B.
Minnesota Medigap Rules
- Minnesota uses Basic and Extended Basic plans instead of federal lettered plans
- Extended Basic covers more cost-sharing than Basic
- Additional consumer protections beyond federal requirements
- Guaranteed issue rights during open enrollment
Top Carriers in Minnesota
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