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VT
Federal Standardization

Vermont Medigap Plans

Medicare Supplement Plans in Vermont - 2026 Rates, Rules & Carrier Options

160,000 Medicare enrollees
Avg Plan G: $160–$240/month
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Medicare Enrollees

160,000

Avg Plan G Premium

$160–$240/month

Guaranteed Issue

Year-round (all plans)

Rating Method

Community rated

Medigap in Vermont

Vermont, like New Jersey and Connecticut, requires guaranteed issue for all Medigap plans and uses community rating. This provides strong consumer protections but results in higher premiums than most states. Vermont has a smaller Medicare population and fewer carrier options than larger states.

Open Enrollment in Vermont

Vermont has guaranteed issue rights for Medigap plans - insurers cannot deny coverage based on health status.

Vermont Medigap Rules

  • Vermont requires guaranteed issue for all Medigap plans
  • Community rating required
  • Continuous open enrollment period
  • Smaller market with fewer carrier options

Top Carriers in Vermont

Blue Cross Blue Shield of VT
Aetna
Mutual of Omaha

Most Popular Plans in Vermont

Compare Vermont Medigap Rates

Our licensed Medicare agents specialize in Vermont Medigap plans and can compare rates from all available carriers at no cost to you.

Call (888) 335-8996