Massachusetts Medigap Plans
Medicare Supplement Plans in Massachusetts - 2026 Rates, Rules & Carrier Options
State-Specific Plan Structure
Massachusetts has its own standardized Medigap plan structure that differs from the federal standard. Instead of lettered plans, Massachusetts offers Core, Supplement 1, and Supplement 1A plans.
Medicare Enrollees
1.3 million
Plan Structure
State-specific (Core, Supp 1, Supp 1A)
Open Enrollment
Continuous (year-round)
Guaranteed Issue
Broader than federal
Medigap in Massachusetts
Massachusetts is one of three states (along with Minnesota and Wisconsin) that has its own standardized Medigap plan structure. Instead of the federal lettered plans (A through N), Massachusetts offers Core, Supplement 1, and Supplement 1A plans. Massachusetts also provides significantly stronger consumer protections, including a continuous open enrollment period that allows beneficiaries to switch Medigap plans at any time without medical underwriting.
Open Enrollment in Massachusetts
Massachusetts has additional consumer protections including a continuous open enrollment period for Medicare Supplement plans.
Massachusetts Medigap Rules
- Massachusetts uses its own plan structure: Core, Supplement 1, and Supplement 1A
- Continuous open enrollment - you can switch Medigap plans at any time
- Guaranteed issue rights are broader than federal law
- Plans must cover certain benefits not required federally
Top Carriers in Massachusetts
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Compare Massachusetts Medigap Rates
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