Everyone from your primary care doctor to Oprah Winfrey will tell you how important it is to stay fit and active throughout your life. If you’re on Medicare, the SilverSneakers program is a convenient and low-cost way to stay in shape.
What is SilverSneakers?
SilverSneakers is a fitness program especially for seniors enrolled in Medicare. With SilverSneakers, you have free access to thousands of gyms nationwide and fitness classes in your community. SilverSneakers can be a valuable benefit for snowbirds, RVers, and anyone who wants to embrace a healthy lifestyle.
Here are answers to your top questions about SilverSneakers.
Does Medicare Pay for SilverSneakers?
SilverSneakers is a fitness program for Medicare enrollees. However, it’s not part of your Medicare Part A, B or D benefits. ManyMedicare Advantage (Part C) and Medicare Supplement (Medigap) plans come with a SilverSneakers membership.
You’ll pay a monthly premium for these Medicare plans. However, it won’t cost you anything extra to take advantage of your SilverSneakers privileges at any member gym in the country.
How Does SilverSneakers Work?
Your SilverSneakers membership card allows you free access to gyms all over the country. It’s like a gym membership that follows you wherever you go. You’ll have full use of equipment and amenities such as weights, cardio machines, pools, hot tubs and saunas.
At the gym, you can participate in SilverSneakers fitness classes like circuit training, yoga, cardio-fit and water aerobics.
Outside the gym, the SilverSneakers FLEX program presents more than 70 types of fitness classes in locations around the community.
What Gyms Accept SilverSneakers?
SilverSneakers is accepted at more than 14,000 gyms and fitness centers across the United States. The SilverSneakers website has a free search tool that finds SilverSneakers participating gyms in your area and displays them on a map.
If you don’t have internet access, you can call local gyms and ask them if they accept SilverSneakers. Chances are, at least one of them does. To get full access to all the gym’s amenities, just present your SilverSneakers card or membership number at the front desk.
What Insurance Plans Include Silver Sneakers?
SilverSneakers is offered by many of the nation’s most popular insurance companies. The SilverSneakers website has a handy tool that makes it easy to find out which carriers offer the SilverSneakers program in your state.
- Does United Healthcare cover SilverSneakers? In some states yes, but not all.
- Does Mutual of Omaha cover SilverSneakers? Mutual of Omaha may not offer SilverSneakers in your state. Check with your insurance agent to be sure.
- Does Humana cover the SilverSneakers program? Most of Humana’s Medicare Advantage and Medigap plans cover SilverSneakers at no extra cost.
- Does Tricare cover SilverSneakers? TRICARE does not cover SilverSneakers. However, if you have Medicare Advantage along with your Tricare coverage, your Medicare Advantage plan may include SilverSneakers.
It’s important to remember that even if an insurance company offers SilverSneakers, the fitness program may not be a part of every plan. For example, SilverSneakers membership might be included if you buy an insurance company’s Medigap Plan G, but not if you buy Plan N. If SilverSneakers is important to you, be sure to check that it’s included before you decide which plan to buy.
SilverSneakers is just one reason it’s smart to shop around and compare benefits when looking for Medicare Supplement coverage. If you want to maintain an active lifestyle, SilverSneakers can help you stay motivated – and it may make it easier to choose between similar plans and competing insurance companies.
Get a Medicare Supplement Plan that Offers Silver Sneakers
At MedicareFAQ, we’ll help you find which Medicare Supplement Plans offer SilverSneakers. We’ll get you an instant quote, and our representatives are always ready to answer your questions and help you decide. Contact us today at the number above, or get a quote online here.