Medicare covers a wide range of treatments to slow the progression of rheumatoid arthritis and help with its symptoms. Rheumatoid arthritis treatments can be costly, even with Medicare. If you don’t have supplemental coverage, you may pay thousands of dollars. In this context, we’ll discuss which parts of Medicare will cover Rheumatoid Arthritis treatments.
Does Medicare Cover Rheumatoid Arthritis?
In general, Medicare covers the necessary treatments. But the way it’s covered will depend on the type of care you receive. Part A covers services, procedures, and drugs you receive as an inpatient at a hospital.
For Rheumatoid Arthritis patients, this might include joint replacement surgery or treatment for other medical conditions that develop. Part B covers infusions, outpatient surgeries, physical therapy, and other treatments for Rheumatoid Arthritis. But, you’ll pay a portion of the cost. If your arthritis is severe, Part B could cover a lift chair due to medical necessity.
Part D covers the prescriptions you take at home, including prescription injections. If you have Medicare Advantage, your coverage will be at least as good as Medicare. But your copays and other costs may be different. Many Medicare Advantage plans have prescription coverage built-in.
Also, those with chronic health issues may be eligible for Chronic Care Management that would increase the quality of life.
Biologic Drugs for Rheumatoid Arthritis in the Medicare Program
If you’re diagnosed with Rheumatoid Arthritis, your doctor may recommend that you immediately start treatment with disease-modifying antirheumatic drugs or DMARDs. Biologic DMARDS can bring inflammation under control and halt the progression of your disease. But they are costly.
Does Medicare Cover Enbrel?
Enbrel (etanercept) is a biologic DMARD that belongs to a class of drugs known as TNF inhibitors.
If your doctor prescribes Enbrel, you’ll inject yourself weekly. Because you take Enbrel at home, it falls under Part D. According to Enbrel’s website, the medication’s list price is $1,389 per week for a 50 mg dose.
Although Enbrel offers a copay card to help reduce costs. It claims that 76% end up costing less than $50 a month, while the other 24% cost $469 a month. The amount you pay depends on the specifics of your prescription plan. If you have a limited income, you may qualify for extra help with prescription costs.
Does Medicare Cover Orencia Infusions?
Orencia (abatacept) is also a biologic DMARD; it’s available as an infusion or an injection. If you have an infusion, your doctor will administer the drug through a vein in your arm.
Because you obtain infusions outside the home, Part B covers them. If you have a Medigap plan, it will pay the coinsurance costs.
The sticker price for one Orencia infusion is $3,527, but the manufacturer says Medicare patients pay from $0 to $705. If you have Medicare Advantage, your cost will depend on your plan.
If you take Orencia injections at home, the medication falls under Part D. Your benefits will depend on the kind of plan you have. You could pay as much as $1,500 a month. But, Orencia’s website says more than 80% of Medicare patients pay $25 or less per month.
Does Medicare Pay for Remicade Infusions?
Yes, Medicare covers Remicade Infusions under Part B that’s administered by a physician.
Does Medicare Cover Methotrexate for Rheumatoid Arthritis?
Methotrexate is sold under the brand names Rheumatrex and Trexall. It’s often the first line of defense against rheumatoid Arthritis because it is effective and relatively low in cost. Part D may cover Methotrexate either orally or as an injection; costs depend on your plan.
Does Medicare cover IVIG for Rheumatoid Arthritis?
Part B covers medically necessary intravenous immunoglobulin replacement therapy (IVIG) for severe Rheumatoid Arthritis. A Medicare Supplement plan can cover coinsurance costs.
Does a Medicare Supplement Cover Rheumatoid Arthritis?
Rheumatoid arthritis infusion treatments are costly. If you don’t have supplemental coverage, you could end up paying thousands of dollars a year to manage your condition. Medicare Supplements will help cover most, if not all, of your cost-sharing for Rheumatoid Arthritis treatments.
How to Get Supplemental Medicare Coverage for Rheumatoid Arthritis
Chronic conditions can impact your bones, if you need a bone density test, Medicare has some coverage if your doctor deems it necessary. If you have Rheumatoid Arthritis, you’ll benefit from coverage beyond Medicare. Our agents can explain your options and find the best supplemental plan. Give us a call or fill out our form, and we’ll prepare a free quote for you. We can identify the top carriers with the lowest premiums, and you can make the final choice.