SilverScript is a Medicare Part D carrier with plans available in all 50 states. SilverScript offers comprehensive Medicare Part D plans with extensive prescription drug coverage and low premiums.
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Millions of Medicare beneficiaries take advantage of SilverScript prescription drug plans each year. With one of the lowest premiums on the market, these SilverScript prescription drug plans are ideal for beneficiaries looking for prescription drug coverage that doesn’t break the bank.
SilverScript Medicare Part D Drug Plans
SilverScript offers three different Medicare Part D plans.
When you begin to compare SilverScript drug plans, there are some things you’ll want to keep in mind.
- The medication(s) you are prescribed
- How often you take your medication(s)
- Out-of-pocket expenses, such as copays
- How much you’re willing to pay in annual deductibles
By creating a game plan at the start of your Medicare Part D plan search, you can make sure you get the prescription drug coverage you need.
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SilverScript Formulary 2022
When you begin shopping for prescription drug coverage, you’ll want to be aware of your medications and how they are covered by the various Medicare Part D plans available to you. This way, you can enroll in a plan that covers the prescriptions you need.
A formulary is a master list of prescription drugs that have coverage under a specific policy. You can find the formulary for each plan on SilverScript’s website or contact a licensed Medicare agent to help you make sense of plan details.
Sometimes a Medicare Part D plan may not cover your specific medication. However, a formulary alternative could be available. Your doctor may consider a replacement if they feel it’s appropriate. Otherwise, you could request a formulary exception, which means your drug could receive coverage from the plan if approved.
SilverScript may make occasional changes to its formularies, so reviewing your prescription drug coverage each year during the Annual Enrollment Period is essential. Doing so will ensure you are on the best coverage year after year.
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| Tier 1 | Initial Coverage | Coverage Gap (Donut Hole) | Catastrophic Coverage | ||||
| Generic | Brand | ||||||
| SmartRx | $1 Copay | 25% of Retail Cost | $3.95 or 5% (whichever is more) | $9.85 or 5% (whichever is more) | |||
| Choice | $0 Copay | 25% of Retail Cost | $3.95 or 5% (whichever is more) | $9.85 or 5%(whichever is more) | |||
| Plus | $0 Copay | $0 Copay | $3.95 or 5% (whichever is more) | $9.85 or 5%(whichever is more) | |||
| Tier 2 | Initial Coverage | Coverage Gap (Donut Hole) | Catastrophic Coverage | ||||
| Generic | Brand | ||||||
| SmartRx | $19 Copay | 25% of Retail Cost | $3.95 or 5% (whichever is more) | $9.85 or 5% (whichever is more) | |||
| Choice | $5 Copay | 25% of Retail Cost | $3.95 or 5% (whichever is more) | $9.85 or 5%(whichever is more) | |||
| Plus | $2 Copay | $2 Copay | $3.95 or 5% (whichever is more) | $9.85 or 5%(whichever is more) | |||
| Tier 3 | Initial Coverage | Coverage Gap (Donut Hole) | Catastrophic Coverage | ||||
| Generic | Brand | ||||||
| SmartRx | $46 Copay | 25% of Retail Cost | $3.95 or 5% (whichever is more) | $9.85 or 5% (whichever is more) | |||
| Choice | 17% of Retail Cost | 25% of Retail Cost | $3.95 or 5% (whichever is more) | $9.85 or 5% (whichever is more) | |||
| Plus | $47 Copay | 25% of Retail Cost | $3.95 or 5% (whichever is more) | $9.85 or 5%(whichever is more) | |||
| Tier 4 | Initial Coverage | Coverage Gap (Donut Hole) | Catastrophic Coverage | ||||
| Generic | Brand | ||||||
| SmartRx | 49% of Retail Cost | 25% of Retail Cost | $3.95 or 5% (whichever is more) | $9.85 or 5% (whichever is more) | |||
| Choice | 35% of Retail Cost | 25% of Retail Cost | $3.95 or 5% (whichever is more) | $9.85 or 5%(whichever is more) | |||
| Plus | 50% of Retail Cost | 25% of Retail Cost | $3.95 or 5% (whichever is more) | $9.85 or 5%(whichever is more) | |||
| Tier 5 | Initial Coverage | Coverage Gap (Donut Hole) | Catastrophic Coverage | ||||
| Generic | Brand | ||||||
| SmartRx | 25% of Retail Cost | 25% of Retail Cost | $3.95 or 5% (whichever is more) | $9.85 or 5% (whichever is more) | |||
| Choice | 25% of Retail Cost | 25% of Retail Cost | $3.95 or 5% (whichever is more) | $9.85 or 5% (whichever is more) | |||
| Plus | 33% of Retail Cost | 25% of Retail Cost | $3.95 or 5% (whichever is more) | $9.85 or 5%(whichever is more) | |||
SilverScript Smart
The SilverScript SmartRx plan is a lower premium option with a $0 Tier 1 deductible. Also, Tier 1 drugs require a $0 copay on this plan, making it an excellent choice for those with only generic medications.
Key takeaways about the SilverScript Smart Rx plan:
- Lowest national average Medicare Part D premium
- $0 deductibles and copays as low as $1 for 30-day supplies
SilverScript Choice
The SilverScript Choice plan offers extensive prescription drug coverage. This policy provides a $0 deductible for Tier 1 and 2 medications. SilverScript Choice also includes delivering your Tier 1, 2, and 3 prescriptions. This is an excellent plan for those taking generic to mid-tier medications.
Key takeaways about the SilverScript Choice plan:
- Copays as low as $0
- Deductible for tier 1 and 2 drugs $0
- $0 premium and low cost-sharing if you qualify for Extra Help
SilverScript Plus
The SilverScript Plus plan offers a $0 deductible for medications on all tiers. The policy has even more drug coverage than the Choice plan, and you can get your prescription drugs delivered to you at no additional cost. This SilverScript Plus plan is a fantastic option for those who take high-tier drugs.
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Key takeaways about the SilverScript Plus plan:
- More covered drugs on the formulary
- A variety of prescription minerals, vitamins, and erectile dysfunction drugs
- Savings on certain insulins with a max copay of $35 during the initial coverage phase and coverage gap
What is the Monthly Cost of SilverScript?
Each SilverScript Medicare Part D plan has a different monthly premium. Additionally, the SilverScript monthly premium changes depending on your ZIP Code.
However, the SilverScript Smart Rx plan is the lowest-cost Medicare Part D plan in many areas where is it available. The plan starts as low as $7 per month.
The SilverScript Medicare Part D plan with the higher monthly premium is the SilverScript Plus plan. The monthly premium for this plan starts at $70.
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SilverScript Preferred Pharmacies
The SilverScript pharmacy network includes over 65,000 pharmacies in the U.S. Most chain pharmacies accept your SilverScript Medicare Part D coverage.
Walmart, CVS, Wegmans, Kroger, and Publix are a few of the most popular pharmacy choices. However, many local and independent pharmacies also accept SilverScript coverage.
SilverScript Mail Order Services
Many people prefer utilizing mail-order pharmacy services. Mail-order can be especially beneficial for those who can’t leave their house to pick up their drugs.
You can choose to have your medication sent to your home or place of employment. Both SilverScript Choice and Plus members can use this service.
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Another great benefit of SilverScript mail order service is the ability to receive 90-day supplies at one time. Talk about convenience!
SilverScript Caremark Portal
SilverScript has a unique and convenient online portal through Caremark. The portal helps you check your pharmacy benefits.
The portal also allows you to:
- Review current prescriptions
- Check on the status of your order
- Review your drug coverage
- Check on medication costs.
The Caremark portal will let you gain valuable information with ease.
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SilverScript Reviews
SilverScript has a Medicare Star Rating of 4 stars, which is a fantastic score. Medicare scores prescription plans on their performance and quality every year.
They have excellent, 24-hour customer service. The SilverScript Medicare Part D prescription drug plans also come with a wealth of online tools through this carrier.
FAQ
How to Enroll in a SilverScript Medicare Part D Plan
When you're ready to sign up for a SilverScript plan, we’re here to help make the process as easy as possible. Our licensed Medicare agents will walk you through the online application to ensure it is done correctly the first time.
To get started with your SilverScript Medicare Part D plan today, give us a call at the number above, or complete our online rate form. We look forward to finding the best Medicare Part D coverage for you!
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Sources:
MedicareFAQ is dedicated to providing you with authentic and trustworthy Medicare information. We have strict sourcing guidelines and work diligently to serve our readers with accurate and up-to-date content.
- Silverscript, Aetna. Accessed May 2022.
https://www.silverscript.com/ - Medicare Part D, Aetna . Accessed May 2022.
https://www.aetnamedicare.com/en/compare-plans-enroll/part-d-prescription-drug-plans.html
Does Sikver Script cover the Shingles shots?
Hi Carolyn! Yes, your Part D plan will cover the Shingles vaccine.
I have friends that have silver script and they had to pay for their shingles shots. I also have Silver Script and need to get the shots, but can’t afford to pay $200 for each shot.
Hi Shirley! Part D plans do come with an annual deductible, it sounds like in both scenarios that deducible may not have been met yet. We have more information on coverage for the Shingles vaccine that may help answer your question.