Oxford Life Medicare Supplement Plans

Oxford Life Medicare Supplement plans began in 1965, with a primary focus of serving Medicare beneficiaries with support and experience to help make decisions about health care needs.

The Oxford Life companies include Oxford Life Insurance Company, North American Insurance Company, and Christian Fidelity Life Insurance Company. They work to enable beneficiaries to live in financial security.

Oxford Life Medicare Supplement Plan Benefits for 2022

This company provides several solutions for the Medicare market, but offer solutions with life insurance and annuities that meet the needs of the Medicare beneficiary.

They offer Plan A, Plan B, Plan C, Plan F, Plan G, and Plan N. Since every state can have some variations on the plans, check with a broker to see what specific plan options are available in your area.

Oxford Life Medigap Plan F

Plan F is the most comprehensive Medicare Supplement Plan available. It covers the beneficiary’s portion of the costs, including excess charges of Medicare-approved amounts.

A Medicare beneficiary on Plan F will experience no out-of-pocket expenses during visits to Medicare hospitals or doctors’ office visits.

Because it covers essentially all a beneficiary’s out-of-pocket portion, Plan F has been the most popular plan.

Oxford Life Medigap Plan G

Currently, the most popular plan is Plan G. This is due to it giving the beneficiary fully comprehensive coverage for a lower price. The only thing that is not covered by Plan G is Medicare’s Part B deductible. In most cases, you will save $250+ a year on the Plan G for the same coverage level as the Plan F

Oxford Life Medigap Plan N

For most beneficiaries aging into Medicare, Plan N is the most affordable plan option. This holds true especially if you are not going to the doctor often. Plan N comes with small co-pays for the doctor and emergency room.

Oxford Life Rate Increases

Many people think the premium quotes they get for Medigap is going to be the same premium throughout retirement. However, that just isn’t the case; every company has an annual rate increase.

The average annual rate increase for Oxford Life was 8.5%. Although, that should be taken as a grain of salt because each state and letter plan has a different increase.

To make your life easier, contact one of our expert brokers and let them help you discover the best coverage for you in your area.

Oxford Life Medicare Advantage Plans

Currently, Oxford Life does not offer plans for the Medicare Advantage market.

Oxford Life Medicare Part D Plans

Part D prescription drug plans are not by Oxford Life. We would be glad to assist you with comparing all the Part D plans available to you and assisting with comparisons.

Oxford Life Medicare Reviews

Oxford Life Insurance has pros such as financial strength and ensuring beneficiaries for over 15 years. They also boast fast claims processing as well as strong financial reserves. Although, their rates are not as competitive as we would like to see.

They have online forms for customer service to resolve issues which is good for today’s digital world. Lack of a household discount and a policy fee is a few things that are major negatives for Oxford Life.

The BBB has listed Oxford Life as an A- rating. All in all, they are a solid company, but not the most competitive when it comes to price, and not as conservative when It comes to rating increases.

Oxford Life Carrier Ratings

Oxford life has an AM Best rating of A- with their subsidiary Christian Fidelity Life Insurance Company coming in at a B++, and their other company North American Insurance Company has a BBB rating. AM Best has also confirmed a Strong financial strength rating of A-.

How to Sign Up for an Oxford Life Medicare Supplement Plan

Here at MedicareFAQ, our licensed agents have the knowledge and training to help you plan for your future and ensure you have the best coverage options to choose from based on your situation.

Some states have different coverage options and types, and prices and plan options will vary. Although, this will sometimes make it difficult to compare what options you truly have.

Don’t drag your feet when it comes to this decision. Making sure you and your loved ones have the very best for their healthcare needs is a top priority. Call us today or fill out the online rate form to get a free quote.

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Jagger Esch

Jagger Esch is the Medicare expert for MedicareFAQ and the founder, president, and CEO of Elite Insurance Partners and Since the inception of his first company in 2012, he has been dedicated to helping those eligible for Medicare by providing them with resources to educate themselves on all their Medicare options. He is featured in many publications as well as writes regularly for other expert columns regarding Medicare.


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