Texas Medigap Plans
Medicare Supplement Plans in Texas - 2026 Rates, Rules & Carrier Options
Medicare Enrollees
4.2 million
Avg Plan G Premium
$120–$195/month
Most Popular Plan
Plan G
Rating Method
Attained-age (most common)
Medigap in Texas
Texas has one of the largest Medicare populations in the country with over 4.2 million enrollees. The state follows federal Medigap standardization and has a highly competitive market with many carriers offering plans. Plan G is by far the most popular choice in Texas, followed by Plan N and High Deductible Plan G. Premiums in Texas are generally competitive, though they vary significantly by region and carrier.
Open Enrollment in Texas
Standard 6-month open enrollment period starting when you turn 65 and enroll in Medicare Part B.
Texas Medigap Rules
- Texas follows federal Medigap standardization (Plans A–N)
- Large Medicare market with strong carrier competition
- Attained-age rating is most common - premiums increase as you age
- No state-specific Birthday Rule
Top Carriers in Texas
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