Pennsylvania Medigap Plans
Medicare Supplement Plans in Pennsylvania - 2026 Rates, Rules & Carrier Options
Medicare Enrollees
2.8 million
Avg Plan G Premium
$140–$210/month
Most Popular Plan
Plan G
Notable Carrier
Highmark (local BCBS)
Medigap in Pennsylvania
Pennsylvania has a large Medicare population of nearly 2.8 million enrollees. The state follows federal Medigap standardization and has a competitive market. Highmark, the local Blue Cross Blue Shield affiliate, is a dominant carrier in Pennsylvania. Premiums are moderate, and Plan G is the most popular choice. The state has both urban markets (Philadelphia, Pittsburgh) and rural areas with different pricing dynamics.
Open Enrollment in Pennsylvania
Standard 6-month open enrollment period starting when you turn 65 and enroll in Medicare Part B.
Pennsylvania Medigap Rules
- Pennsylvania follows federal Medigap standardization (Plans A–N)
- Highmark (local BCBS affiliate) is a dominant carrier in PA
- Large Medicare population with competitive market
- Attained-age and issue-age rating both available
Top Carriers in Pennsylvania
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