KY
Federal StandardizationKentucky Medigap Plans
Medicare Supplement Plans in Kentucky - 2026 Rates, Rules & Carrier Options
1.0 million Medicare enrollees
Avg Plan G: $110–$175/month
Medicare Enrollees
1.0 million
Avg Plan G Premium
$110–$175/month
Most Popular Plan
Plan G
Notable Carrier
Humana (HQ in Louisville)
Medigap in Kentucky
Kentucky follows federal Medigap standardization and has a competitive market. Humana, headquartered in Louisville, has a strong presence in the state. Premiums are generally affordable, and Plan G is the most popular choice.
Open Enrollment in Kentucky
Standard 6-month open enrollment period starting when you turn 65 and enroll in Medicare Part B.
Kentucky Medigap Rules
- Kentucky follows federal Medigap standardization (Plans A–N)
- Humana is headquartered in Louisville - strong local presence
- Generally affordable premiums
Top Carriers in Kentucky
Mutual of Omaha
Aetna
Humana
Anthem BCBS
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