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Humana Medicare Plans


Humana is an American insurance company with its headquarters in Louisville, Kentucky. All 50 states make Humana Medicare plans of all types available. Humana offers Medicare beneficiaries access to Medicare Advantage, Supplement, Part D, and more plans that cover holes in Original Medicare.

Below, we review available Humana Medicare plans and how they can benefit you as a beneficiary. Keep reading to explore all there is to know about Humana Medicare.

Humana Medigap Plans

Humana Medicare Supplement plans, also known as Medigap policies, are one of the many offerings from Humana Medicare. The company offers eight Medicare Supplement plans throughout the United States.

Humana Medigap varies by state, but the carrier typically offers:

  • Plan A
  • Plan B
  • Plan C
  • Plan F
  • Plan G
  • Plan K
  • Plan L
  • Plan N

Of these plans, Plan F, Plan G, and Plan N are the most comprehensive and popular plans available through Humana.

Medicare Supplement plan benefits are standardized. However, enrolling through Humana allows beneficiaries to enjoy SilverSneakers benefits with the Medigap plan.

Humana Medicare Advantage Plans

Medicare Advantage is one of the main focuses of Humana Medicare. Humana Medicare Advantage plans are widely available throughout the United States and often have a low or zero-dollar premium.

Humana offers an array of HMO, PPO, SNP, and PFFS plans in their Medicare Advantage lineup. All Humana Medicare Advantage plans offer gym memberships to beneficiaries in partnership with SilverSneakers, regardless of your plan. Further, most Humana Medicare Advantage plans also offer dental, vision, hearing, transportation, and prescription drug benefits.

Humana Medicare Part D Plans

Humana Medicare Part D plans are among the most impressive prescription drug plans available for Medicare beneficiaries. The carrier offers low premiums and copayments for tier 1 and 2 drugs. However, prescriptions at tier 3 and above require a deductible.

Humana offers three different Medicare Part D plans: Humana Walmart Value Rx, Humana Premier Rx, and Humana Basic Rx. Each plan has its own set of coinsurances and deductibles. Yet, each plan covers more than 3,700 drugs.

In addition to the three policy options, Humana also offers beneficiaries a top-rated mail order pharmacy. This pharmacy often provides lower rates than traditional pharmacies and offers prescriptions in three-month intervals.

Additional Humana Coverage for Medicare Beneficiaries

Aside from traditional Medicare plans, Humana also offers a variety of additional coverage options. Most notably, Humana offers beneficiaries dental, vision, and hearing plan options to help cover this significant gap in Original Medicare coverage.

Humana dental, vision, and hearing plans are available in 28 states and offer different plan levels to match any budget requirement.

Additionally, Humana Medicare plans encourage beneficiaries to be as active as possible in their golden years. Humana offers Go365, a program that keeps seniors active by rewarding them with prizes and discounts for engaging in healthy behaviors.

Humana Medicare Pros and Cons

Humana Medicare offers many positive benefits to policyholders. Humana Medicare is available in more counties nationwide than any other insurance carrier. Over 84% of Americans have access to at least one plan Humana offers. Aside from availability, Humana Medicare plans offer several upsides, including:

  • High-quality coverage plans
  • Special drug pricing at Walmart
  • Number 1 rated mail-order pharmacy

With every pro list comes a con list. There are not many downsides to Humana Medicare. Yet, no carrier is perfect. Although it is a highly-rated carrier, Humana Medicare plan cons include:

  • Low client satisfaction with some plans
  • Primary focus is Medicare Advantage plans
  • Small doctor networks on Medicare Advantage plans

How to Enroll in a Humana Medicare Plan

If you are interested in enrolling in a Humana Medicare plan, speaking with an agent to determine your best options is essential. Although several plans are available, it is crucial to understand your healthcare needs and compare them to your area's health plan benefits.

At MedicareFAQ, our agents help clients understand which plans best fit their needs. Whether that is a Humana Medicare plan or a policy from another top-rated carrier, we ensure our clients are satisfied with their coverage.

Call the number above today or complete our online rate form to receive your free plan comparison!

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Sources:

MedicareFAQ is dedicated to providing you with authentic and trustworthy Medicare information. We have strict sourcing guidelines and work diligently to serve our readers with accurate and up-to-date content.

  1. Dental, Vision, Hearing, Humana. Accessed May 2022.
    https://www.humana.com/dental-vision-hearing
  2. Mail Order Pharmacy, Humana. Accessed May 2022.
    https://www.humana.com/pharmacy/humana-mail-order-pharmacy
  3. Medicare, Humana. Accessed May 2022.
    https://www.humana.com/medicare

Jagger Esch

Jagger Esch is the Medicare expert for MedicareFAQ and the founder, president, and CEO of Elite Insurance Partners and MedicareFAQ.com. Since the inception of his first company in 2012, he has been dedicated to helping those eligible for Medicare by providing them with resources to educate themselves on all their Medicare options. He is featured in many publications as well as writes regularly for other expert columns regarding Medicare.