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Medicare Supplement High Deductible Plan G

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Medicare Supplement High Deductible Plan G is a newer high deductible plan that was recently introduced as one of the standardized Medigap plans for 2021.

Medicare Supplement High Deductible Plan G for 2021

High Deductible Plan G is open to both current and new Medicare beneficiaries. This supplement plan requires the beneficiary to pay the Part B deductible but, that amount applies towards the plan’s total deductible.

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Medigap High Deductible Plan G is Ideal for Those Who:

  • Rather have a high deductible plan with a lower monthly premium
  • Semi-frequently see the doctor or end up in the hospital
  • Reside in states that allow excess charges
  • Enjoy traveling outside the U.S.

What’s the Deductible for High Deductible Plan G?

The deductible for High-Deductible Plan G is $2,370. This deductible is the same as High Deductible Plan F and does change annually.

Medicare Supplement High Deductible Plan G Comparison Chart 2021

Below is the standardized plan benefit chart for High Deductible Plan G.

Medicare Supplement High Deductible Plan G Comparison Chart 2021

Which Carriers Offer High-Deductible Plan G?

Each carrier offers different plans in each state. It depends on the state you live in if this plan is available for you to enroll in.

Is High Deductible Plan G Better than High-Deductible Plan F?

Essentially, both of these high-deductible supplement plans work exactly the same way. The only difference is depending on when you first became eligible for Medicare, you may or may not be able to use Guaranteed Issue Rights when enrolling.

Can I Use Guaranteed Issue Rights to Enroll in High Deductible Plan G?

Before this year, Plan G was not a guaranteed issue plan. However, due to the elimination of first-dollar coverage plans, if you are not eligible for high-deductible Plan F, and have guaranteed issue rights, then you can use them to enroll in high-deductible Plan G.

How to Enroll in Medicare Supplement High Deductible Plan G

The best policy for you depends on many different factors, such as location, eligibility, and health condition. Many seniors select standard Plan G; but, some may find the lower premium of the high deductible policy is more valuable.

For example, if you live in South Carolina Plan G might be the most reasonable for cost and benefits. But, for someone in a state where Medigap is more expensive, High Deductible Plan G could make the most sense.

The easiest way to ensure you have the most suitable plan is to consult a Medicare expert. Our agents here can help you navigate through the murky waters of Medicare.

They simplify the process by asking you a couple of questions to identify the best coverage options. Then, once you select the best policy, they can walk you through the application over the phone.

Call the number above or fill out an online rate comparison form to discover your most suitable coverage.

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