Medicare Supplement Plan A

Some benefits Plan A doesn’t cover, that other Medigap plans do, include the Part A deductible, Part B deductible, Skilled Nursing Care coinsurance, excess charges, and foreign travel emergency coverage.

If you’re on Medicare due to a disability, you may find that Plan A is one of the few Medigap plans available to you in your state. However, you’ll find that in most cases, the premium for Plan A to those under 65 will be at least double, if not triple, what it would be for someone over 65.

This is due to most beneficiaries on disability having higher medical costs than someone who ages into Medicare at 65.

Those collecting SSDI benefits are the only individuals who get a 2nd Open Enrollment Period window to enroll without having to answer health questions. When they turn 65, they use this window to then enroll in a Medigap plan at that time.

No, Plan A & Part A are not the same. When it comes to Medicare, any time you’re talking about a Part, you’re referring to Original Medicare. When you’re talking about a Plan, you’re referring to a supplement plan.

Medicare Part A is your inpatient Medicare coverage, Medigap Plan A is supplemental coverage that will pay for some out of pocket expenses your Part A doesn’t cover.