There are 12 different Medigap plans on the market in 2021. Our easy-to-read Medicare Supplement plan comparison chart makes comparing them side by side simple.
Medicare Supplement Plans Comparision Chart for 2021
Don’t confuse Medigap Plans A and B with Medicare Parts A and B. Original Medicare includes Part A, which is inpatient hospital coverage, and Part B, which covers outpatient physician visits. Medigap Plans A and B are supplemental insurance to cover what Medicare doesn’t.
Plan A is the basic benefits supplement plan; it’s required by every Medicare insurance carrier to offer this coverage. However, each additional plan must have more coverage than Plan A.
Plan D covers everything except for the Part B deductible and excess charges.
High Deductible Plan F
High Deductible Plan F is also a first-dollar coverage plan with lower premiums in exchange for a high deductible.
High Deductible Plan G
High Deductible Plan G offers the same benefits as standard Plan G but offers lower monthly premiums in exchange for a high deductible.
Plan K covers 50% of certain benefits that other plans cover 100% of.
Plan L covers 75% of certain benefits that other plans cove 100% of.
Plan M is another cost-sharing plan due to it only covering 50% of the inpatient deductible. It also does not cover excess charges or the Part B deductible.
Plan N comes with small copays. It covers everything on the benefits chart with the exception of the Part B deductible and excess charges.
How to Get Help Comparing Medigap Plans for 2021
We make comparing Medigap plans, as well as keeping up with changes to Medicare, simple. Call the number above to speak to one of our Medicare experts and get your free rate comparison. Or submit an online rate form to see rates in your area now.