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SilverScript Choice Medicare Part D Drug Plans

SilverScript Choice SilverScript is a Part D prescription drug program. The comprehensive program provides extensive drug coverage and low premiums.

More than 5 million people are members of the SilverScript family. Many benefits come with this drug program, and we’ll take a look at those benefits below.

SilverScript Part D Drug Plans

SilverScript offers three different Part D plans; the SmartRx, Choice, and the Plus plan.

When you begin to compare drug plans, there are some things you’ll want to keep in mind.

  • What type of medications you take
  • How often you take your medication
  • Out-of-pocket expenses such as copays
  • How much you’re willing to pay in annual deductibles

By creating a game plan at the start of your drug plan search, you can make sure you get the coverage you need.

SilverScript Formulary for 2021

You’ll want to be aware of covered medications when you begin shopping for drug plans. Once released, you’ll find the updated formulary for 2021 in the SilverScripts document library.

They provide you with an up-to-date drug formulary every year. The formulary is a master list of prescription drugs that have coverage.

Sometimes Medicare may not cover your specific medication. But a formulary alternative might be available. Your doctor might consider a replacement if they feel it’s appropriate.

They may make occasional changes to its formulary. Also, they may move a drug from one tier to another or remove a medication if necessary.

You’ll receive a notice if they do end up shifting drugs.

SilverScript SmartRx

The SilverScript SmartRx plan is a lower premium option with a $0 Tier 1 deductible. Also, Tier 1 is a $0 copay, making this a great choice for those with only generic medications. There is no gap coverage but, chances are that if you’re enrolling in this policy you only take low-cost generics. If you’re taking low-cost generics it’s unlikely you’ll need gap coverage.

SilverScript Choice

The Choice plan offers extensive drug coverage. The policy provides a $0 deductible for medications that are on Tier 1 and 2. SilverScript Choice also includes delivery of your Tier 1, 2, and 3 prescriptions. Pharmacies throughout the United States accept the Choice plan.

SilverScript Plus

The SilverScript Plus plan offers a $0 deductible on medications in all tiers. The policy has even more drug coverage than the Choice. You can get your med delivered to you and may also have $0 copays for those prescriptions.

SilverScript Pharmacies

More than 65,000 pharmacies are available in the U.S. for members. You’ll find most of your big-name pharmacies will accept your insurance. Walmart, CVS, Wegmans, and Walgreens are a few of the most popular pharmacy choices. Many local pharmacies also accept SilverScript coverage.

SilverScript Preferred Pharmacies

SilverScript has a network of preferred pharmacies with over 23,000 network pharmacies. The preferred pharmacies tend to have lower coinsurances and copayments. CVS, Publix, Walmart, and Kroger are a few of the preferred pharmacies available.

SilverScript Mail Order Services

Many times, people may like to use mail order pharmacy services. Mail order can be beneficial for those who aren’t able to leave their house. You can choose to have your medication sent to your home or place of employment. Both Choice and Plus members can use this service.

Another remarkable benefit is the ability to receive 90-day supplies at one time. Talk about convenient!

SilverScript Drug Prices

SilverScript has different tiers when referring to drug prices. Lower tiers tend to have lower prescription prices.

SilverScript has a total of five tiers:

  1. Preferred Generics: Tier 1 has the lowest costs for preferred generic medications. Copays for level 1 drugs are $0.
  2. Generic: Copays for level 2 medications can range from $1-2.
  3. Preferred Brand Prescriptions: Both non-preferred generics and preferred brand drugs.
  4. Non-Preferred Drug: Non-preferred generics and non-preferred brand name drugs.
  5. Specialty Medications: The highest of all levels. The medications within this tier are both brand and generic, but very high cost.

SilverScript Caremark Portal

SilverScript has a unique and convenient online portal through Caremark. The portal helps you check your pharmacy benefits.

The portal allows you to:

  • Review current prescriptions.
  • Check on the status of your orders.
  • Review your drug coverage.
  • Check on medication costs.

The Caremark portal will let you gain valuable information with ease.

SilverScript Reviews

SilverScript has a Medicare Star Rating of 4 stars, which is a fantastic score. Medicare scores prescription plans on their performance and quality every year.

They have excellent customer service, that’s available 24 hours for members. The drug plan also has a wealth of online tools.


Who owns SilverScript?
CVS Health owns the SilverScript insurance company. Also, CVS Health owns several other well-known companies. CVS Pharmacy, Aetna, and CVS Caremark are part of CVS Health.
What pharmacies does SilverScript use?
SilverScript uses many reputable pharmacies. Some of the most popular options are:

  • Publix
  • Walgreens
  • Kroger
  • Albertsons
  • Harris Teeter
How much will SilverScript cost?
The standard annual deductible will be around $435. Tier 1 drug copays are $0, and monthly premiums can range depending on your region.
How to mail order from SilverScript?
You can sign up to get your medications delivered to you. You can complete a Mail Service Order Form and send it to CVS Caremark. You’ll receive 90-day supplies at once.
How is CVS related to SilverScript?
CVS Health owns SilverScript, CVS Caremark, and CVS Pharmacy.

How to Enroll in SilverScript

When you’re ready to sign up for SilverScript, you’ll be able to do so with ease. Make sure to have your Medicare I.D. card with you. You can apply online in a matter of minutes.

We’re here for every step of your Medicare process. Whether you want to buy a Medigap policy, or need help with tracking your plan, call us today!

If you can’t call today, fill out an online rate form to learn more about your options.

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Lindsay Engle

Lindsay Engle is the Medicare expert for MedicareFAQ. She has been working in the Medicare industry since 2017. She is featured in many publications as well as writes regularly for other expert columns regarding Medicare. You can also find her over on our Medicare Channel on YouTube as well as contributing to our Medicare Community on Facebook.

4 thoughts on “SilverScript Choice Medicare Part D Drug Plans

  1. do you have a page where i can type in our medication and it will tell m what you will pay on each, if so where do i find it,


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