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SilverScript Choice Medicare Part D Drug Plans
SilverScript is a Part D prescription drug program. The comprehensive program provides extensive drug coverage and low premiums.
More than 5 million people are members of the SilverScript family. Many benefits come with this drug program, and we’ll take a look at those benefits below.
SilverScript Part D Drug Plans
SilverScript offers three different Part D plans; the SmartRx, Choice, and the Plus plan.
When you begin to compare drug plans, there are some things you’ll want to keep in mind.
- What type of medications you take
- How often you take your medication
- Out-of-pocket expenses such as copays
- How much you’re willing to pay in annual deductibles
By creating a game plan at the start of your drug plan search, you can make sure you get the coverage you need.
SilverScript Formulary for 2021
You’ll want to be aware of covered medications when you begin shopping for drug plans. Once released, you’ll find the updated formulary for 2021 in the SilverScripts document library.
They provide you with an up-to-date drug formulary every year. The formulary is a master list of prescription drugs that have coverage.
Sometimes Medicare may not cover your specific medication. But a formulary alternative might be available. Your doctor might consider a replacement if they feel it’s appropriate.
They may make occasional changes to its formulary. Also, they may move a drug from one tier to another or remove a medication if necessary.
You’ll receive a notice if they do end up shifting drugs.
The SilverScript SmartRx plan is a lower premium option with a $0 Tier 1 deductible. Also, Tier 1 is a $0 copay, making this a great choice for those with only generic medications. There is no gap coverage but, chances are that if you’re enrolling in this policy you only take low-cost generics. If you’re taking low-cost generics it’s unlikely you’ll need gap coverage.
The Choice plan offers extensive drug coverage. The policy provides a $0 deductible for medications that are on Tier 1 and 2. SilverScript Choice also includes delivery of your Tier 1, 2, and 3 prescriptions. Pharmacies throughout the United States accept the Choice plan.
The SilverScript Plus plan offers a $0 deductible on medications in all tiers. The policy has even more drug coverage than the Choice. You can get your med delivered to you and may also have $0 copays for those prescriptions.
More than 65,000 pharmacies are available in the U.S. for members. You’ll find most of your big-name pharmacies will accept your insurance. Walmart, CVS, Wegmans, and Walgreens are a few of the most popular pharmacy choices. Many local pharmacies also accept SilverScript coverage.
SilverScript Preferred Pharmacies
SilverScript has a network of preferred pharmacies with over 23,000 network pharmacies. The preferred pharmacies tend to have lower coinsurances and copayments. CVS, Publix, Walmart, and Kroger are a few of the preferred pharmacies available.
SilverScript Mail Order Services
Many times, people may like to use mail order pharmacy services. Mail order can be beneficial for those who aren’t able to leave their house. You can choose to have your medication sent to your home or place of employment. Both Choice and Plus members can use this service.
Another remarkable benefit is the ability to receive 90-day supplies at one time. Talk about convenient!
SilverScript Drug Prices
SilverScript has different tiers when referring to drug prices. Lower tiers tend to have lower prescription prices.
SilverScript has a total of five tiers:
- Preferred Generics: Tier 1 has the lowest costs for preferred generic medications. Copays for level 1 drugs are $0.
- Generic: Copays for level 2 medications can range from $1-2.
- Preferred Brand Prescriptions: Both non-preferred generics and preferred brand drugs.
- Non-Preferred Drug: Non-preferred generics and non-preferred brand name drugs.
- Specialty Medications: The highest of all levels. The medications within this tier are both brand and generic, but very high cost.
SilverScript Caremark Portal
SilverScript has a unique and convenient online portal through Caremark. The portal helps you check your pharmacy benefits.
The portal allows you to:
- Review current prescriptions.
- Check on the status of your orders.
- Review your drug coverage.
- Check on medication costs.
The Caremark portal will let you gain valuable information with ease.
SilverScript has a Medicare Star Rating of 4 stars, which is a fantastic score. Medicare scores prescription plans on their performance and quality every year.
They have excellent customer service, that’s available 24 hours for members. The drug plan also has a wealth of online tools.
How to Enroll in SilverScript
When you’re ready to sign up for SilverScript, you’ll be able to do so with ease. Make sure to have your Medicare I.D. card with you. You can apply online in a matter of minutes.
We’re here for every step of your Medicare process. Whether you want to buy a Medigap policy, or need help with tracking your plan, call us today!
If you can’t call today, fill out an online rate form to learn more about your options.