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Mutual of Omaha Medicare Supplement Plans


Mutual of Omaha offers Medicare supplement plans across the nation, with the exception of Massachusetts. They’re a multi-line provider of insurance and financial service products. Including long-term care, disability, and life insurance. They even have dental and vision options.

Mutual of Omaha commits to helping customers through life’s changes by offering an array of insurance, financial, and banking products for more than a century.

Mutual of Omaha Medicare Supplement PlansThey offer supplements underwritten by:

They were one of the first to offer Medigap in 1965.

  • Mutual of Omaha Life Insurance Company
  • United World Life Insurance Company
  • Omaha Insurance Company
  • United of Omaha Life Insurance Company

Mutual of Omaha Medicare Supplement Plans for 2022

Since all Medigap plan benefits are standardized by the government, the benefits remain the same for each letter plan across all carriers. However, some do offer a few additional perks.

Mutual of Omaha Medigap Special features: 

  • No application fees
  • Rapid issue policy
  • Electronic delivery of temporary ID card when needed
  • Up to 12% discounts for household coverage (varies by state)
  • Plus, you get peace of mind having coverage from an A-rated primary carrier

Mutual of Omaha Reviews

If you’re looking for a great company, Mutual of Omaha has superior (A+) by A.M. Best and A+ from the BBB. Also, many of our clients are happy with their Mutual of Omaha policy.

Mutual of Omaha Rate Increases

Inflation is a huge reason for premium increases. But, location, age, and other factors are rate increasing factors too.

Rate increases aren’t consistent and you shouldn’t rely on historical rate increases as the only factor in choosing coverage. Sure, it’s worth considering, but it shouldn’t be the deciding factor for coverage.

Mutual of Omaha Medicare Supplement Plan F

Plan F is considered a first-dollar coverage plan. Medicare will pay first; then, the balance is sent to the supplement carrier. If Medicare covers it, then Plan F will cover it as well. But, you need to pay a monthly premium to keep coverage active. Plan F can have rate increases that range from 7-10% each year.

Mutual of Omaha Medicare Supplement Plan G

Plan G covers everything except the Part B deductible. For many, the amount they save in premiums exceeds the cost of the deductible. The rate increases for Plan G tend to be around 5-7% each year. You should see the Medicare Supplement Plan G reviews.

Mutual of Omaha Medicare Supplement Plan N

Plan N is accessible for people who want the flexibility of supplemental coverage, with a lower premium option. There are costs outside the premium, but the rate increase for Plan N tends to be lower than F and G in most areas. Plan N rate increases with Mutual of Omaha are about 3-5% each year.

Mutual of Omaha Medicare Advantage Plans

Mutual of Omaha Medicare Advantage Plans are available in 29 states, sorry Alaska.

The mutual company is partnering with Lumeris, Inc. and including the SilverSneakers program into their plan benefits. Enrollees can use a gym membership and classes as much as their healthy heart desires.

Also, some plans include routine dental, vision, and hearing. Further, transportation is a benefit available with some of these plans.

But, Advantage plans can have limitations, including requirements to use in-network doctors. And, finding an in-network doctor can be frustrating. Especially when, on average, only Advantage plans only include about 46% of physicians.

Of course, if you’re under 65 or don’t qualify for Medigap, a Medicare Advantage plan is better than no coverage.

Mutual of Omaha Part D Prescription Drug Plans

Mutual of Omaha offers Part D prescription drug plans. Beneficiaries can use this coverage to help pay for the medications they take at home if they have Original Medicare (with or without Medigap).

There are two Mutual of Omaha Part D plan options – the Premier Plan and the Plus Plan. It’s important to do sufficient research to find out which would be best for you if you’re considering a drug plan through this company.

FAQs

Is Mutual of Omaha a Good Company for Medicare Supplements?
Yes, between their high customer ratings and the relationship we’ve built with the company, we trust them enough to enroll our clients.
Does Mutual of Omaha Medicare Supplement Cover Dental?
While no Medigap includes dental, there are Mutual of Omaha dental and vision plans available. Talk to an agent about adding coverage.
Does Mutual of Omaha Medicare Supplement Cover Eye Exams?
Yes, Mutual of Omaha Medigap clients has access to vision care through EyeMed. Savings extends to eyecare and eyewear.

How to Sign Up for Your Mutual of Omaha Medicare Plan

National General is a sister company to Mutual of Omaha. If they have a lower premium, you could consider choosing them for your coverage.

When you enroll in a Mutual of Omaha plan through MedicareFAQ, you'll get support from our Client Care Team.

Our team is here to help you find a policy that fits your needs. Also, we can compare quotes with other top carriers in your area.

Give an agent a call today at the number above and learn about your policy match. Or, compare plans now using our online rate tool!

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Jagger Esch

Jagger Esch is the Medicare expert for MedicareFAQ and the founder, president, and CEO of Elite Insurance Partners and MedicareFAQ.com. Since the inception of his first company in 2012, he has been dedicated to helping those eligible for Medicare by providing them with resources to educate themselves on all their Medicare options. He is featured in many publications as well as writes regularly for other expert columns regarding Medicare.

2 thoughts on “Mutual of Omaha Medicare Supplement Plans

  1. Am I missing something with the Mutual of Omaha Plan D Coverage. The Premium Plan D has a lower premium and seems like a lower out of pocket with my prescriptions than the Plus Plan D that has a higher premium and higher out of pocket.???

    1. Thank you for reaching out! The Mutual of Omaha Premier Part D Plan does have a lower premium. However, the difference between the plans is the complexity of the plans drug formulary and copayments. Typically on plans with higher premiums, beneficiaries are given a more extensive list of covered drugs as well as lower copayments for higher tier drugs. To ensure you are on the best drug plan, it is always best to contact a licensed agent during the Annual enrollment period as every year these formularies change.

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