Medicare Supplement Plan D (Medigap)

You are here:

Medicare Supplement Plan D is one of the 10 supplement plans that help to cover some of the costs that are not paid in full by Medicare health insurance coverage. Plan D insurance should not be confused with Medicare “Part” D, which is the prescription drug coverage aspect of Medicare.

Medicare Supplement Plan D

Plan D is generally seen as a middle ground between the plans that offer the most coverage and those that offer the least, providing broader coverage that is more affordable than some of the other coverage options. Private insurance carriers set their own premiums based off a basic rating system.

  1. Issue Age Rated
  2. Community Rated
  3. Attained Age Rated

Medicare Supplement Plan D Coverage

Medicare Supplement Plan D coverage includes medical expenses that are not paid through Original Medicare, including certain deductibles, coinsurance coverage, and co-payments. Plan D is only 1 of 10 Medigap Plans that are available in most states with the exception of Massachusetts, Minnesota and Wisconsin. 

With the variety of plans available to supplement Original Medicare coverage, it might be difficult to decide if Medicare Supplement Plan D benefits, or another plan, is the best choice. Those interested should weigh the cost of the plan with the benefits provided. While more comprehensive plans may cost more, the potential benefits provided are also greater. To find the best Medicare Supplement Plan D rates contact one of our local Medicare Supplement agents today!

Medicare Supplement Plan D Costs

Plans that provide less coverage will typically cost less in the beginning, but may result in more expenses in covering excess medical expenses. For those who wish to compare Plan D Medicare Supplement costs with any of the other plans, call to speak directly with a qualified and knowledgeable Medicare agent. You can call the number on this page for answers to questions or more information on rates and plan benefits, including information on Medicare Supplement Plan D Plans.

Should I Get a Medicare Supplement Plan

Should I get a Medicare Supplement Plan? You have to be enrolled in Medicare Part A & B as well as be at least 65 years of age. The 1st of the month, when your both 65 years old AND enrolled in OM, is when your Open Enrollment Period begins and last 6 months. At the time you’ll have guaranteed issue right to enroll, this means that the carriers can’t refuse you coverage due to a medicare issue you currently have or your age. 

Compare Medicare Supplement Plan Prices Online

You can read out your other plan options here. To find answers to the most common supplement coverage questions you can read our FAQ pages. Don’t forget to check our blog out, we provide senior healthcare tips and recent news. 

Call us today or fill out our rate form application to compare Medicare Supplement  plans prices online with the top carriers in you area today!