Massachusetts Medicare Supplement (Medigap) Plan Chart

You are here:

Massachusetts Basic Benefits – Included in Both Plans

  • Inpatient hospital care: covers the Part A coinsurance plus coverage for 365 additional days after Medicare coverage ends.
  • Medical costs: covers the Part B coinsurance (generally 20% of the Medicare-approved amount).
  • Blood: covers the first 3 pints of blood each year.
  • Part A hospice coinsurance or co-payment.

Massachusetts Medicare Supplement (Medigap) Plan Types:

Core Plan

Covers

  • Basic benefits.
  • 60 days per calendar year of inpatient days in mental health hospitals.
  • State-mandated benefits (yearly Pap tests and mammograms. Check your plan for other state-mandated benefits).

Doesn’t cover

  • Part A: inpatient hospital deductible.
  • Part A: skilled nursing facility coinsurance.
  • Part B: deductible.
  • Foreign travel emergency.

Supplement 1 Plan

Covers

  • Basic benefits.
  • Part A: inpatient hospital deductible.
  • Part A: skilled nursing facility coinsurance.
  • Part B: deductible.
  • Foreign travel emergency.
  • 120 days per calendar year of inpatient days in mental health hospitals.
  • State-mandated benefits including yearly Pap tests and mammograms. Check your plan for other state-mandated benefits.

Compare these plans side-by-side:

If a “yes” appears, the plan covers the described benefit 100%. If “no” appears, the policy doesn’t cover that benefit.

Medicare Supplement (Medigap) Benefits Medicare Supplement (Medigap) Plans
Core Plan Supplement 1
Basic benefits Yes Yes
Part A: inpatient hospital deductible No Yes
Part A: skilled nursing facility coinsurance No Yes
Part B: deductible No Yes
Foreign travel emergency No Yes
Inpatient days in mental health hospitals 60 days per calendar year 120 days per benefit year
State-mandated benefits (yearly Pap tests and mammograms. Check your plan for other state-mandated benefits.) No Yes