Compare Florida Medicare Supplement Plans (Medigap) Rates Online
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Medicare Supplement (Medigap)

  • Medicare Supplement (Medigap) covers all or a large portion that Original Medicare doesn’t.
    Prescriptions Drugs (Part D) covers prescription drug coverage.
    Medicare Advantage (Part C) takes place of Original Medicare and works like HMO’s & PPO’s.
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Whether you’re new to Medicare, getting ready to sign up for Medicare or you have had Medicare, we try and make this very complex process as easy as possible. Instead of calling each carrier one by one, we give you access to the most affordable plans in your area from the nations most recognized insurance carriers all in one place. Its 100% free and the is absolutely no obligation to sign up.

Selecting your Medical coverage should be a simple and easy process, but unfortunately in most cases its not. We help simplify this process for you, by filling out the form on this page you will receive a rate comparison from the most affordable carriers in your area. Again, this is 100% free and there is no obligation to sign up.

By selecting “View Rates”, you provide your signature expressly consenting that Inside Response and its partner companies, including Elite Insurance Partners, SelectQuote, HealthMarkets, HPO, Medicare Solutions, Allied Insurance, and United Medicare can contact you at the information provided – potentially via an automated dialing system or automated text message – regarding Medicare Advantage, Part D, Medicare Supplement, or other insurance plans. Your telephone company may impose additional charges for messages. Your consent is not a condition of purchase and you may revoke your consent at any time.

Florida Medicare Supplement Plans (Medigap)

Florida Medicare Supplemental insurance plans are for those who are enrolled in traditional Medicare, beneficiaries must be covered by Part A and Part B. Medicare covers a large percentage of medical costs, but those who have Medicare are responsible for the financial portion that Medicare does not cover. Medical services and supplies left unpaid is known as a gap or hole in coverage. Supplements can fill in this gap in coverage.

Insurance companies that provide coverage for medical expenses created a product designed specifically for Medicare beneficiaries to help cover the cost of co-payments, coinsurance, and deductibles that are not covered by traditional Medicare. We’ll discuss the basics, what’s not covered, eligibility & enrollment, carriers, some state healthcare facts and where to go next to enroll.

Florida Medicare Supplement Plans

These plans are great supplemental coverage that fill in the gaps left by Medicare. Original Medicare pays around 80% of your medical bills, leaving you responsible for the remaining 20%. There are 10 plan options, with an additional high deductible plan, all lettered A-N. All plans are standardized by the government, this means that regardless of what plan you decide to go with, the coverage will be the same across all Florida Medicare Supplement insurance companies.

The reason it’s important to research the different carriers is because the cost will be different, but the benefits per letter plan will remain the same. Florida Medigap plans monthly premium must be paid directly to the insurance company to maintain coverage.

What’s Not Covered

This coverage doesn’t pay your Medicare Part B premium nor does it cover prescription drugs. You must purchase a stand-alone Medicare prescription drug plan to cover the expenses that are associated with the cost of your medicine. Historically, some plans that were sold in the past did provide prescription drug coverage, but this is no longer the case. Each plan covers the basic benefits, and differ by adding additional benefits on top of the basic ones.

Eligibility & Enrollment

Individuals who are enrolled in both Medicare Part A and Medicare Part B are eligible to purchase Florida Medicare Supplement plans. The best time to enroll in a plan is during Open Enrollment (OEP). The first day of the month when a person turns 65 or older AND is enrolled in Medicare Part B is when their OEP time frame begins and lasts for 6 months.

Some states don’t offer plans to those receiving Medicare benefits under 65, however Florida does. You’re able to purchase any of the 10 supplement plans, but there will be a difference in cost compared to those insured who are 65 or older.

During this time, Medicare beneficiaries can purchase supplement plans without having to go through any type of medical screening. Carriers cannot turn a person away due to medical conditions during Open Enrollment. In addition, private insurance companies must charge those with medical issues the same as those without any medical issues. Again, this is only valid during your OEP, after this initial time period different rules will apply.

Medicare Supplement Providers in Florida Rate Determine Factors

Educating yourself on all the different carriers is an important part of making a well-informed decision. The plans are standardized nationwide regarding benefits, but the Medicare Supplement policy, or Medigap, providers in Florida still get to determine the cost based on specific factors such as location, gender, age or if you’re a smoker.

We’re licensed in all counties in the state of Florida. We’ve helped beneficiaries looking for Medicare Supplement insurance in Dunedin, Palm Harbor, Largo, St. Petersburg, Pinellas Park, Clearwater, Tampa, Orlando, Miami and all other surrounding cities.

State Health Facts

The total number of Medicare beneficiaries in Florida in 2015 reached over 4 million, that’s 20% of the entire state population. 14% of eligible beneficiaries were disabled in 2013, over 14,000 were disabled with end-stage renal disease. That same year, over 13,000 Florida residents started receiving benefits from Medicare that were diagnosed with ESRD and had attained the age of 65.

Compare the Best Medicare Supplement Insurance Plans in Florida Online

There’s a wealth of information to comprehend, but you don’t have to wade through all of this information alone. By calling one of our Florida licensed senior Medicare agents, you can receive free information with no obligation to purchase anything at all. You’ll find additional frequently asked questions loaded with tons of useful information over in our FAQ section as well as the most recent healthcare news and tips on our blog. Today, technology has made the enrollment process faster than ever before when comparing Medicare Supplement quotes in Florida. We created an online form that allows you to compare the best Medicare Supplement insurance plans in Florida side by side with the top carriers, click here to fill it out now!