Who Offers Supplement Plans
These plans are offered by private insurers who are not necessarily affiliated with the federal government or the Medicare department. If you qualify for Medicare Part B, then you can contact one of our agents to discuss your needs and budget. Our experts will evaluate your financial situation and your healthcare needs to advise you on the most appropriate supplemental insurance policy, with Aetna or another top carrier, that’s suitable for you. Various Aetna supplement plans come with different rates.
Medicare Advantage Plan and Prescription Drug Plan
Most people get confused between choosing a Medicare Advantage Plan and a Prescription Drug Plan. Once you enroll in a Medicare Advantage Plan, you’ll automatically be removed from a drug plan and be placed on a Medicare (Part A & B), this is because you can get prescriptions drug coverage through most Medicare Advantage Plans (Part C). Individuals enrolled with only Original Medicare (Part A & B) need a separate drug policy.
What Does a Supplement Plan Cover
Most plans cover what your Original Medicare doesn’t cover, such as the yearly deductibles, coinsurance, and co-payments. However, it doesn’t cover any hearing aid costs, eyeglasses, private-nursing care costs, veteran’s benefits or long-term care costs. Aetna supplement plans will help you pay for other non-medically related expenses to give you peace of mind.
Aetna Medicare Supplement Eligibility
In order to meet Aetna Medicare Supplement Eligibility requirements, or with any other carrier, you have to enrolled in Original Medicare, both Part A & Part B. People who have attained the age of 65 years can enroll in the program. It’s advisable that you start enrolling during the initial enrollment period that begins three months before and after your 65th birthday. You may suffer fees of up to 10% in your premiums if you delay to apply during your IEP. People who have been living with a disability for a period of 24 months are also qualified to apply if they have been receiving Social Security.
Which Healthcare Facilities Accept Supplement Plans
Remember that not all healthcare centers accept these plans. You should call your healthcare physician beforehand to ensure that your plan will be accepted. However, even in healthcare centers that don’t accept supplements, you can still pay for the healthcare services out-of-pocket and seek compensation from the carrier by filling the necessary reimbursement forms.
Not all urgent care facilities accept these plans, you need to contact your urgent care facility to inquire if they accept them before receiving care. There are doctors who don’t accept these insurance policies regardless of whether they’re working in facilities that accept the policies. These doctors are allowed legally to ask for an extra charge that’s higher than what the insurance company pays them.
There are ten types of plans that are identified by various names from A though N. The type you choose depends on your lifestyle requirements and budget. Remember, your spouse will require a separate plan when he or she attains the age of 65 years. The top plans that Aetna offers are below.
Aetna Medicare Supplement Plan F
Aetna Medicare Supplement Plan F rates may be a little higher than the other plans, but it gives you the most coverage for your out of pocket expenses. This plan is sometimes referred to as Medicare Part F Supplement and covers your Medicare Part B deductible.
Aetna Medicare Supplement Plan G
The second most popular plan is Aetna Medicare Supplement Plan G. This plan along with Plan F are the only ones that will cover your Medicare Part B excess charges. Plan G doesn’t cover your Part B deductible.
Aetna Medicare Supplement Online Application
If you want to continue learning about the different plan options you have please visit our FAQ articles for answers to the most common questions we receive. You can also visit our blog to read up on the latest news and updates or view our video gallery to meet our agents and watch them answer questions for you!
Ready to complete the Aetna Medicare Supplement online application? We’ve made it super easy for you, all you need to do is fill out our rate form here. Once we compare prices with all the top carriers in your area, one of our agents will reach out to you ASAP. Your rate comparision will include Aetna Medicare Supplement Quotes and Pricing as well!