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Medicare Part D Plan Finder


Finding the right Medicare Part D plan is essential. The right plan ensures you receive the best coverage possible for your prescription drugs. When enrolling in prescription drug coverage through Medicare Part D, you will want to be sure your policy includes the medications you currently take. The Medicare Part D plan finder helps you do just that. 

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Medicare makes finding and comparing plans easier by providing you with a tool to compare all Medicare Part D Prescription Drug Plans in your area.  

Below, we walk you through the tool step-by-step to help you determine the best Medicare Part D plan for you.

What is the Medicare Part D Plan Finder?

Enrolling in Original Medicare gives you healthcare coverage for inpatient and outpatient care. However, Original Medicare does not include prescription drug coverage. You must enroll in a Medicare Part D Prescription Drug plan to receive drug benefits.

The Medicare Part D Plan Finder is a tool provided by Medicare that makes finding and comparing Medicare Part D plans more accessible than ever. The tool will determine which Medicare Part D plan best meets your needs by simply inputting the prescribed drugs.

You can find the Medicare Part D Plan Finder tool at Medicare.gov. The tool aims to help you locate the best Medicare Part D plans nationwide.

How to Use the Medicare Part D Plan Finder

Using the Medicare Part D Plan Finder tool is simple. First, open your web browser to the tool on Medicare.gov. Then, either log into your MyMedicare.gov account or continue as a guest. Either option will let you use your personal information to find the right plan.

Once you locate the tool, choose the correct coverage type you wish to search. In this case, you will select the Drug Plan (Part D) option. However, you can use the tool to explore other types of coverage, including Medicare Advantage and Medicare Supplement plans in your area. 

After selecting the plan type, input your ZIP Code. Select your county from the drop-down list that will appear if your ZIP Code encompasses more than one county.

Find Medicare Plans in 3 Easy Steps

We can help find the right Medicare plans for you today

Once you enter your ZIP Code and (if applicable) select your county, click the Continue button at the bottom of the page. 

On the next page, select from the list any financial assistance you receive to help cover your healthcare expenses. If you do not receive help from assistance programs, you may choose that option and click Continue.

Next, the site will prompt you to choose whether to see the drug costs when comparing plans. Select the Yes option to compare prices between plans.

After selecting Yes, you can input your prescription drugs, the amount you take, and how often you take them. You should complete this step as accurately as possible. Choosing the correct drug form is imperative if your medication comes in a tablet or capsule option, as this affects pricing.

Once you enter your drug information, the site will prompt you to choose up to five preferred pharmacies in your area. It is essential to add a variety of pharmacies to get an idea of the price differences between locations. You can also see which pharmacies are in and out of each plan’s network.

Selecting your five pharmacy options is the final step. After completing the pharmacy selection, click the Done button.

The following page displays a list of drug plans, carriers, and their costs. Double-check the top right-hand corner of the page. To ensure you see the lowest-cost plans first, sort by Lowest Drug + Premium Cost in the top right-hand corner.

From here, you can compare plans, review Star Ratings, discover which pharmacies have the lowest cost for your drugs, and choose the plan that best fits your needs.

Find Medicare Plans in 3 Easy Steps

We can help find the right Medicare plans for you today

How to Determine the Best Plan Based on the Medicare Part D Plan Finder Results

To determine which plan is best, look at your out-of-pocket costs, Star Ratings, and the convenience of acquiring your drugs. While price is critical in determining which plan you should choose, it is essential to consider ratings and customer reviews.

If another plan may cost you a few extra dollars per month but has a higher overall rating, you may want to consider enrolling in the option with the higher premium. This choice is likely to save headaches and confusion in the future.

Additionally, you will want to ensure that your plan has a preferred pharmacy local to you. This will ensure you do not have difficulty purchasing your drugs.  These are factors to account for when determining which Medicare Part D coverage you should enroll in based on the results of the Medicare Part D plan finder.

Are 2023 Medicare Part D Plans Available on the Medicare Part D Plan Finder?

You can compare 2023 Medicare Part D plans ahead of the upcoming Annual Enrollment Period by utilizing the Medicare Part D plan finder beginning October 1, 2022.

Once available, you can compare your current plan to the 2023 options. Doing so will help determine your best Medicare Part D plan option for the upcoming year. Then, on October 15, once the Annual Enrollment Period begins, you can enroll in new coverage for 2023.

To compare 2023 plans, you must select the correct year when prompted on the Plan Finder tool.

How to Find the Best Medicare Part D Plan for You

To find the best Medicare Part D option to fit your needs, comparing your Part D plan alongside your other options is essential. A licensed Medicare agent can facilitate this process even more.

While finding and comparing Medicare Part D plans online is simple, speaking with an agent can provide firsthand knowledge and genuine customer reviews regarding specific plans.

At MedicareFAQ, our agents work hand-in-hand with Medicare Part D enrollees daily. We help guide and inform our clients on the best plans and ensure error-free submission of their applications.

To begin your Medicare Part D plan comparison review today, contact us at the number above or complete our online rate form to receive rates today!

Enter ZIP Code

Enter ZIP Code

Enter your ZIP code to pull plan options available in your area.

Compare Plans

Compare Plans

Select which Medicare plans you would like to compare in your area.

Get Quote

Get Quote

Compare rates side by side with plans & carriers available in your area.

Sources:

MedicareFAQ is dedicated to providing you with authentic and trustworthy Medicare information. We have strict sourcing guidelines and work diligently to serve our readers with accurate and up-to-date content.

  1. Medicare Plan Finder, Medicare. Accessed October 2022.
    https://www.medicare.gov/plan-compare/

Jagger Esch

Jagger Esch is the Medicare expert for MedicareFAQ and the founder, president, and CEO of Elite Insurance Partners and MedicareFAQ.com. Since the inception of his first company in 2012, he has been dedicated to helping those eligible for Medicare by providing them with resources to educate themselves on all their Medicare options. He is featured in many publications as well as writes regularly for other expert columns regarding Medicare.

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