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Medicare Paperless Premium Billing


Medicare has been improving its paperless billing options, and you can now choose to receive your Medicare Summary Notices and the Medicare & You handbook electronically. If you pay your own Part B premiums because you aren’t yet on Social Security, you can arrange automatic payments. Paperless options for Medicare Advantage, Part D plans, and Medigap plans vary depending on which insurance company issues the policy.

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How Do I Go Paperless With Medicare?

Medicare traditionally sends its handbooks and notices through the mail. If you’re satisfied receiving your Medicare information and other documentation to your mailbox, you can continue to do so.

However, you can also track your claims and notices online by accessing Medicare online. You can sign up for free and create an account at MyMedicare.gov.Once you’ve set up your account, there are three major resources you can take advantage of:

  1. eMSN
  2. Medicare & You
  3. Automatic premium payments

Speaking of payments; you can make your monthly premium payments online in two different ways. First, there’s Medicare Easy Pay. This free service will automatically deduct your premium from your checking or savings account each month. To set it up, you must mail an authorization form to Medicare. Your second option is through your online bank.

Automatic payments are optional. Keep in mind that you can still pay your Medicare premiums by mailing in a check, money order, or credit card information. Automatic payment is also an alternative for Medigap, Part D, and Medicare Advantage. Each insurance company has its own system for automatic payments and electronic access to benefit statements and information about plan rules and benefits. In many cases, you can have your other Medicare premiums deducted automatically from your Social Security payment.

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Can I Get My Monthly Medicare Premium Bill Electronically?

While you can pay your premium online, there’s no way to get your monthly premium statements electronically. On the other hand, you’ll get a hard copy of your Medicare Premium Bill (CMS-500) through the mail. Although it’s called a bill, it’s technically a statement outlining your charges.

In fact, the notice indicates it’s not a bill. Medicare mails the statement around the tenth of every month.

Medicare Paperless Options

Beneficiaries can view certain documents by computer or phone. Let’s explore more about these electronic documents.

Electronic Medicare Summary Notices

Instead of receiving notices in the mail every three months, you can opt for a monthly email with a secure link to your Electronic Medicare Summary Notices (eMSN). The monthly eMSN makes it easier to track claims, deductibles, and costs.
Because it comes out more frequently than the paper statement, the eMSN helps you catch billing mistakes quickly and prevent fraud.

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Medicare & You Handbook in Paperless Formats

The Medicare & You handbook is a thick volume that arrives in your mailbox every fall. This handbook gives you a variety of information on topics such as Medicare costs, financial assistance, protecting yourself from fraud, and more. Now you can access them anytime in various formats, both in English and Spanish.

If you have a computer or mobile device, you can download the handbook as a PDF or eBook in three different formats. It’s compatible with iPads, Nooks, Sony eReaders, and more. For individuals who don’t have access to computers, you can call Medicare directly or request an audio CD.

The electronic version has a few advantages over the paper one:

  • It’s less bulky to store.
  • Information is more current because it is updated throughout the year. The paper version is only updated once a year.
  • You can access the electronic version on a mobile device wherever you are.

Managing Your Medicare Paperless Options

There are more paperless options for managing your Medicare benefits than ever before. When setting up paperless billing and automatic payments; be aware that it may be a couple of months before the automatic deductions start.

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MedicareFAQ helps you understand your Medicare coverage and get the best rates on Medicare policies. Fill out an online rate form or call us to get started with a free side-by-side comparison of all your Medicare options.

Jagger Esch

Jagger Esch is the Medicare expert for MedicareFAQ and the founder, president, and CEO of Elite Insurance Partners and MedicareFAQ.com. Since the inception of his first company in 2012, he has been dedicated to helping those eligible for Medicare by providing them with resources to educate themselves on all their Medicare options. He is featured in many publications as well as writes regularly for other expert columns regarding Medicare.

16 thoughts on “Medicare Paperless Premium Billing

  1. Why do I have to get a paper bill in the mail for my Medicare premium? This is the 21st century. I don’t want autopay just a paperless bill. Will I always have to get a paper bill?

    1. Hi Jay! Automatic payments are optional — you can sign up for a monthly eMSNs and still pay your Medicare premiums by mailing in a check, money order or credit card information.

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