The Medicare Initial Enrollment Period is the first enrollment period beneficiaries will encounter. Many new beneficiaries miss their Initial Enrollment Period which results in them getting a late enrollment penalty. Your IEP window is not annual, each IEP is unique to the individual. It will never be the same as another beneficiary IEP. Below we’ll discuss what you need to know about YOUR Medicare Initial Enrollment Period.
Medicare Initial Enrollment Period (IEP)
My Medicare Initial Enrollment Period
What Happens if I Miss My Initial Enrollment Window for Medicare?
If you missed your Initial Enrollment Period 7-month window for one reason or another, you could still enroll in during the General Enrollment Period. Keep in mind, if you enroll during the annual GEP, your Medicare will not start until July 1st. Therefore, you could have a gap in coverage. If you didn’t maintain creditable coverage, you’d be subject to an endless penalty.
How Do I Qualify for Automatic Enrollment into Medicare?
You qualify for automatic enrollment if you’re collecting Social Security benefits. You should receive your Medicare card about three months before your 65th birthday. If you’re not collecting Social Security by the time you age into Medicare at 65, you’ll need to actively enroll yourself.
If you have Social Security or Railroad Retirement Board disability for at least 24 months, you qualify for automatic enrollment as well. Your Medicare card is mailed out about three months before the 25th month of collecting disability benefits.
Automatic Enrollment into Medicare for those Diagnosed with ALS or ESRD
Part D Initial Enrollment Period for Medicare
When Do I Enroll in Part D if I Missed my Initial Enrollment Period?
What is the Initial Enrollment Period for Part C?
How to Get Help Enrolling in Medicare During Your IEP
At MedicareFAQ, we can help you understand your Medicare Initial Enrollment Period window. Our agents understand the penalties and deadlines for enrollment, they will make sure you enroll in time so you’ll never incur any late penalties. They will guide you through the entire process so you have peace of mind that it was done right.
We can also help you enroll in supplemental Medicare insurance to fill in the gaps in coverage that Medicare leaves up to you to pay out of pocket. Give us a call today, or complete our online comparison form to see all your options side by side in your area now.