Did you forget to sign up for Medicare when you were first eligible? Well, the General Enrollment Period is your chance to get in on the coverage you’re entitled to. Those eligible for Medicare that delay enrollment for one reason or another will need to sign up during this period.
What is the General Enrollment Period for Medicare
The General Enrollment Period for Medicare takes place from January 1 through March 31 of every year. When you enroll during this time, your coverage begins on July 1. It’s likely since you delayed enrollment that you’ll pay a Part B late enrollment penalty.
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How Does the Medicare General Enrollment Period Work
You can use the Medicare General Enrollment Period to enroll in Part A or Part B at any time during January, February, and March.
The coverage won’t go into effect until July 1; you won’t have your health care until then.
Can I Apply for Medicare Part B During GEP if I already have Part A?
If you already have Part A and only need to enroll in Part B, you will need to complete this form. Once complete, you can either mail it to the Social Security office or bring it to them in person.
Can I Delay Part B During the General Enrollment Period?
The only circumstance you can generally delay Part B and avoid a late enrollment penalty is if you’re actively working past 65 and enrolled in employer coverage. Or if you’re covered under your spouse’s employer group plan.
If you delayed enrolling in Part B due to having creditable coverage, such as group coverage through your employer, you don’t have to worry about being impacted by the Part B late enrollment penalty.
When you retire, you’ll be given a Special Enrollment Period to enroll in Part B. You won’t have to wait until the General Enrollment Period comes around to sign up.
How Does the General Enrollment Period Work with Part D
When you enroll in either Part A or B during the General Enrollment Period, you’ll also get a related Part D Special Enrollment Period to choose your Part D prescription drug coverage. You can enroll in a Medicare drug plan from April through June; your coverage will begin July 1. All other Medicare parts you joined during the Medicare General Enrollment Period will also start on July 1.
Just like Part B, there is a Part D late enrollment penalty if you don’t sign up when you first become eligible. However, the penalty is calculated by the number of months you delayed coverage vs. the number of years.
When is the General Enrollment Period for Medicare Advantage
Just like Part D, when you enroll in Medicare during the General Enrollment Period, you’ll get a Special Enrollment Period to choose a Medicare Advantage plan.
You can enroll in a private Medicare Advantage plan from April through June with a July 1 effective date.
What is a valid Medicare Enrollment Period?
A valid enrollment period means your Initial Enrollment Period or the General Enrollment Period. It could even mean a Special Enrollment Period. Several Medicare enrollment periods are valid.
When does the General Enrollment Period for Medicare begin in 2021?
The next General Enrolment Period begins on January 1, 2021.
When does the General Enrollment Period for Medicare end in 2021?
The next General Enrollment Period will end on March 31, 2021.
When is the first opportunity to join Medicare Part A and B?
The Initial Enrollment Period is the first opportunity you have to sign up for Medicare.
How to Get Help During the General Enrollment Period
Nobody should have to navigate the Medicare maze alone. Here at MedicareFAQ, we believe in helping you find the policy that brings you the most value. Since we work with a variety of carriers, we make shopping for Medicare insurance simple. No matter which Medicare sign-up period you need to use, we can help you.
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