If you’re getting too many spam phone calls you might want to get on the Medicare Do Not Call list. Medicare beneficiaries are likely to receive phone calls once they become eligible for Medicare
You can get back to enjoying your day in peace and quiet after following any of the ways to put an end to spam calls or most of them anyway.
Does Medicare Call You at Home
Neither Medicare nor Social Security randomly call people at their home or office and ask for personal information. Both Medicare and Social Security will send you a letter notifying you to contact them as soon as possible if an issue arises.
You can guarantee it’s a spam call if someone is claiming to be from Medicare. Likewise, your bank or other important accounts won’t contact you to collect personal information from you.
The same rule applies for emails if you get an email that claims to be your bank or Apple account for instance, and they’re looking for your information – it’s a spam email. Report emails like this when you come across them and DO NOT reply to them whatsoever.
You should call your bank or Medicare, using their official phone numbers if you have any questions or concerns and need to speak with someone.
Never share your Social Security or Medicare number with strangers. If someone calls, get their name and number; then, hang up and call Medicare to report the incident.
Also, never sign a blank form.
How to Stop Medicare Phone Calls
The first plan of action is to add your phone number to the Federal Trade Commission’s (FTC) National do not call list. To register for the National Medicare Do Not Call list, call from the phone number you wish to add to the list.
The phone number is 1-888-382-1222.
With the convenience of the internet, you can also register online. When registering online, you must have an active email address.
Don’t forget to register your house phone if you have one and your cell phone number, this way you can stop receiving annoying spam calls altogether. If you’re still receiving spam phone calls 31 days after registering your number, you may file a complaint.
A robocall can be a telemarketing campaign using an autodialer to deliver messages with pre-recordings. While there has been a recent decline in the overall number of robocalls, they are still a major problem.
Some phone carriers off services to block calls or alert you about spam likely calls. If you don’t have the protection, contact your carrier to find out what adding that feature would cost, it could be beneficial.
If the cost through the phone carrier is too high, consider downloading a reliable ap to protect you from robocalls or spammers. Some apps are free; however, some free apps will likely access your contact list.
If you have a feature that only allows for numbers in your contacts to call, you’ll need to update your contact list regularly.
Never talk to robocalls, that just tells them your phone number is active. Always ignore the call and file a complaint with FTC.
If you’re on the Medicare Do Not Call list for over 31 days and you still receive a call from a spammer, you can issue a complaint.
Although, it’s important to remember that some robocalls are legal. Your ophthalmologist can use a robocall to remind you of an appointment. Just like an airline might use a robocall to notify you of a flight change.
Not all robocalls are bad, but about 40% of them are spam and that’s why making reports is important.
Beware of Caller ID Scams
Fraudsters have learned how to fake phone numbers. These scam calls are the worst and are usually looking to get personal information from you for their benefit. Your best bet is to not answer if it’s an unfamiliar phone number.
The SSA wants everyone to watch Caller ID as their number appears on the screen, it’s really criminals who want your personal information.
They use the “spoofing” technique to mask an incoming call to appear it’s coming from another number. In this situation, scams made the SSA’s actual customer service number (1-800-772-1213) appear on the Caller ID.
A person claiming to be an employee of the SSA that needs personal information is on the other line; they ask for your Social Security number to “round out your file”. Another report of this scam was that you’re told that the SSA wants to raise the payment but needs more information.
A final variation was a threat. The person claiming to work for the SSA threatens your benefits are terminating if you didn’t provide the information. The best way to prevent this is to add yourself to Medicare do not call list.
In the off chance SSA contacts you, you may need to confirm your personal information over the phone.
Never give out your Social Security number, bank account information, or any other sensitive financial data to anyone making an unsolicited phone call to you. The treat of Caller ID spoofing is real, and it is an issue.
Finally, take it to the next level and report any suspicious calls to the SSA’s Office of the Inspector General at 1-800-269-0271 or you may report online as well. Identity theft is easier now more than ever before; don’t be careless with your personal information.
Medicare Telemarketing Calls
When new to Medicare, it can seem impossible to stop the phone calls from telemarketers and spammers. Although, not all who call are bad.
While there are plenty of untrustworthy people, some that seem trustworthy; not everyone calling from a number you didn’t save is bad. Using a cell phone app to block robocalls isn’t full proof; however, you’ll likely see a huge improvement in the number of spam calls you receive.
The most frequently targeted people live in major cities; such as Atlanta, Birmingham, Dallas, Chicago, Houston, Los Angeles, New York, and Miami. Medicare’s Do Not Call list should be a priority if you live in a major city.
Medicare won’t telemarket you about the new Medicare cards. Medicare is giving you a new card that doesn’t have your social security number on it, for free.
If you think the call is from SS or Medicare; hang up and call them back at the national number. Then, if it was one of them, they can help you.
However, if SS and Medicare aren’t attempting to reach you, then you avoid a spammer trying to steal your information.
Stop Medicare Phone Calls
Many senior citizens have made a report about being the target of a spam call. The best way to eliminate fake Medicare calls is to get on the national Do Not Call list.
Also, consider installing a reliable app or adding protection through your phone carrier. Medicare can’t control all the likely spammers, but they can give you tools to guide you in the right direction for protection.
Avoid answering the phone when spammers call, may victims complain that by answering the phone it seems to encourage them to call back.
Some Callers Can Still Contact You
Just like with anything, there are exceptions to the Do Not Call list. Some organizations cant still call you even after your number is on the list.
Exceptions include opinion survey firms, political organizations, debt collectors, for-profit companies that you’ve previously done business with as well as charities.
Get on the Medicare Do Not Call List
Under no circumstances should you be giving out your personal or credit card information over the phone, especially when you’re unsure of the person on the other end of the line.
Don’t forget, the more people with your info, the more phone calls you can expect.
When you’re signing up for services, websites, or anything read the fine print. Although it is daunting, looking at the privacy policies before you share your personal information can save you in the long run.
Some websites sell your email address and phone number to third parties, so be careful!
If you’re looking to change your coverage and don’t want a call from every company; contact our brokers at the number above and get quotes from all the top insurance companies in one spot.
Our brokers will be your personal Medicare experts ready to help you every step of the way. Fill out an online rate form and discover your best Medicare plan.