Medicare doesn’t cover any of the wearable or non-wearable medical alert devices. But, a Medicare Advantage plan might pay for some wearable medical devices. If an Advantage plan isn’t what you want, a smartwatch may be something to consider.
4 Cost-Friendly Medical Alarms
Personal Emergency Response Systems (PERS) devices may be budget-friendly when using one of the companies below.
Bay Alarm Medical
Bay Alarm Medical offers packages that include home, car, and mobile alert systems. Monthly prices range from about $20-$60, with no activation fees and no long-term contracts. The most affordable service is the in-home package, which includes a base station and a wearable emergency button.
Costing about $20 a month for in-home coverage, this is the cheapest option. Providing flexible options for emergency monitoring, these systems are cost-friendly and may fit your lifestyle.
Offering 3 types of systems, Bay Alarm Medical has options. The first is the classic In-Home option with a wrist button and receiver.
The Mobile GPS Help Button includes GPS tracking & wireless assistance. Do you drive a lot? If so, try the In-Car Medical Alert system.
It should connect to a 12-volt charging jack, and offers to monitor for any crashes or medical emergencies. In-car devices offer automatic fall detection, but beneficiaries must pay an additional fee.
But, fees may be worth the extra costs. Automatic fall detection instantly signals emergency services should a high-impact fall occur. Devices include waterproof call buttons and a range of 1,000 feet.
The Lifeline system is a standard medical alert system. Devices can attach to a lanyard or wristband for ease.
The wristband option has an alert button and a base; both of which act as a receiver and speaker. Lifeline uses AT&T cellular network to give you proper coverage. Water-resistant emergency buttons make them shower-friendly.
Seniors that travel often may seek a more mobile option just to be safe. GoSafe is both a mobile and a home medical alert system. While Medicare does not cover life alert, you can purchase a lifeline alert system at an affordable rate.
In-home Lifeline costs about $30 monthly for the 24/7 monitoring, an initial $50 is for the equipment. GoSafe is about $60 a month; members must pay a $149 cost for the device.
Offering the best quality, Mobilehelp provides a variety of choices for monitoring devices. Including those for at-home use or on-the-go.
Both run on cellular connections and data. This is a great option for those living in more urban areas or those with an active lifestyle. In-home systems, like others, include a pendant and wristband with a base station. Again, signals are sent via a cellular connection.
GPS monitoring for mobile services is provided by “Solo”. While “Smart” uses MobileHelp’s services through a smartwatch (Samsung). This makes for a wearable monitoring system with extra features, such as a health tracker.
The “Duo” package includes both Classic and Solo systems, put into one package. This option is a little over $40 a month. Purchasing the bundle package is cheaper than buying both systems individually.
Reviews show that this company is the best value for the price. Including the standard pendant call button, or wristband, and a base station. LifeStation Mobile offers GPS monitoring for more active members. This model doesn’t require a base station. The GPS option helps the company’s operators to find the location of a person in an emergency.
Fall detection features send automatic notifications to LifeStation in the event of a fall. This company encourages individuals to set up an action plan with them. This plan is for situations where a person may not be able to speak after pushing their help button.
Other features include waterproof buttons and a range of 1,000 feet for in-home devices. Mobile systems have batteries with a 5-day lifespan after charging. Weekly tests (silent) are done to maintain and ensure the reliability of all systems. Medicare coverage for LifeStation systems may be available for the $25.95/mo. for an annual plan.
Medical Alert Device FAQ’s
Are there any discounts for medical alert systems?
Medical alert providers and retailers often offer discounts and special offers on Medical Alert systems. Look for good deals on bargain shopping days like Black Friday. Membership programs like AARP and AAA may also offer discounts. And, if you’re moving to an independent living or assisted living, your community may provide a wearable alert device.
Does Medicare Cover Life Alert?
Medicare doesn’t cover Life Alert Systems; but, some discounts may be available. Sadly, Medicare doesn’t cover the costs. Part B offers coverage for Durable Medical Equipment; but, medical alert systems don’t qualify. Not to worry, there are other options for coverage of systems like Life Alert.
Is medical alert covered by Medicare?
Medicare doesn’t usually cover medical alert systems. But, Medicare Advantage plans can cover alert devices depending on the options in your area.
How to Get Help Paying for a Medical Alert System
If you need a medical alert system but aren’t sure you can afford it, there are a few resources that may reduce the cost. Medicaid may pay for your medical alert system, depending on the state you live in and your device. Your medical alert system provider or Medicaid office can help you find out more.
We give you the facts about Medicare. When you work with one of our agents, we answer your questions and help you choose a plan. To get started, give us a call at the number above today or fill out our online rate comparison form.
About This Site
MedicareFAQ.com (hereinafter “the Site” or “this Site”) is an online resource for people seeking to learn more about their insurance options. Elite Insurance Partners LLC does not endorse any particular insurance plan, provider, or agent. Any information provided about any particular insurance plan, provider, or agent shall not be construed as an endorsement by Elite Insurance Partners LLC.
Copyright and Proprietary Rights Information
This website is owned and maintained by Elite Insurance Partners LLC. No content or images may be downloaded or reproduced without our prior and explicit consent.
While every effort is made to ensure the accuracy of the content of medicarefaq.com, we cannot be held accountable for typographical errors, errors of fact, or any other error or inconsistency found on this website. We hereby disclaim all liability from any damages resulting from the use of this website, or any services provided on any Elite Insurance Partners LLC website.
Links to Third Party Sites
This Site may contain links to sites that are controlled by third parties. These linked sites are not under the control of Elite Insurance Partners LLC, and Elite Insurance Partners LLC is not responsible for the contents of any linked site or any link contained in a linked site.
Information Collected by Elite Insurance Partners LLC
Elite Insurance Partners LLC uses this website to collect personally-identifiable information. When you use our service, you are authorizing the sharing of your inquiry and your personal information with Elite Insurance Partners LLC. The personal information we collect may include, but is not limited to:
These technologies help companies measure the effectiveness of ads, content, user experience and other marketing activities.
How Information Is Collected
We only collect your personally-identifiable information when you choose to share it with us. We will not collect any personally-identifiable information without your consent. The information you choose to share with us may be collected through this website, another website in the Elite Insurance Partners LLC network, or collected over the phone by one of Elite Insurance Partners LLC licensed insurance agents.
Cookies and other technologies, such as web beacons or tags, may be sent to visitors of this website. “Cookies” are text-only pieces of information that a website transfers to an individual’s hard drive or other web site-browsing equipment for record-keeping purposes. Cookies allow the website to remember important information that will make your use of the site more convenient. A cookie will typically contain the name of the domain from which the cookie has come, the “lifetime” of the cookie, and a randomly generated, unique number or other value. A “beacon,” “tag,” or “tracking pixel,” is a one pixel by one pixel image placed on a web asset or email. When your browser connects to a web page and the web page contains a web beacon image, your browser makes a request to the web server to download that image — and with this request, the server logs certain details like your IP address, the date and time, and more.
With cookies, web beacons and other technologies, the information collected and used is always anonymous and does not enable any third-party to identify you individually.
How Information Is Used & Opting-Out
By choosing to submit your personally-identifiable information to us, you are authorizing Elite Insurance Partners LLC to use this information for any purpose in our sole discretion. An Elite Insurance Partners LLC licensed agent may contact you by phone, email, mail, or other form of communication to fulfill your inquiry and provide you with other offers you may be interested in. You expressly consent to receive these communications whether you are on any Federal or state DNC (Do Not Call) and/or DNE (Do Not Email) list or registry.
Although it is our hope that you find this service valuable, if you would prefer not to participate, you can opt-out of this activity at any time by following the browser-specific instructions at the following link: https://www.usa.gov/optout-instructions
If you no longer wish to receive further communications from Elite Insurance Partners LLC, you may “opt-out” at any time and we will remove you from our mailing list within 10 days. You may opt-out of receiving emails by following the “Unsubscribe” link at the bottom of our emails, or by contacting us via the information below.
Elite Insurance Partners LLC 34125 Us Highway 19 North – Unit 200 Palm Harbor, FL 34684 firstname.lastname@example.org 1 (800) 845-2484
Changes to This Policy
This website is owned and operated by Elite Insurance Partners LLC.
Aetna Health and Life Insurance Company (An Aetna Company)
American Continental Insurance Company (An Aetna Company)
American Retirement Life Insurance Company (A Cigna Company)
Anthem Blue Cross Blue Shield
Blue Cross Blue Shield
Central States Indemnity (A Berkshire Hathaway Group Company)
Continental Life Insurance Company (An Aetna Company)
ForeThought Life Insurance
Gerber Life Insurance
Government Personnel Mutual
Individual Assurance Company
Loyal American Life Insurance Company (A Cigna Company)
Mutual of Omaha
New Era Life Insurance
Omaha Insurance Company (A Mutual of Omaha Company)
Philadelphia American Life Insurance
SilverScript (A CVS Caremark Company)
Standard Life and Casualty
Stonebridge Life Insurance (A TransAmerica Company)