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Does Medicare Cover Wearable Alert Devices

Medicare doesn’t cover any of the wearable or non-wearable medical alert devices. But, a Medicare Advantage plan might pay for some wearable medical devices. If an Advantage plan isn’t what you want, a smartwatch may be something to consider.

4 Cost-Friendly Medical Alarms

Personal Emergency Response Systems (PERS) devices may be budget-friendly when using one of the companies below.

Bay Alarm Medical

Bay Alarm Medical offers packages that include home, car, and mobile alert systems. Monthly prices range from about $20-$60, with no activation fees and no long-term contracts. The most affordable service is the in-home package, which includes a base station and a wearable emergency button.

Costing about $20 a month for in-home coverage, this is the cheapest option. Providing flexible options for emergency monitoring, these systems are cost-friendly and may fit your lifestyle.

Offering 3 types of systems, Bay Alarm Medical has options. The first is the classic In-Home option with a wrist button and receiver.

The Mobile GPS Help Button includes GPS tracking & wireless assistance. Do you drive a lot? If so, try the In-Car Medical Alert system.

It should connect to a 12-volt charging jack, and offers to monitor for any crashes or medical emergencies. In-car devices offer automatic fall detection, but beneficiaries must pay an additional fee.

But, fees may be worth the extra costs. Automatic fall detection instantly signals emergency services should a high-impact fall occur. Devices include waterproof call buttons and a range of 1,000 feet.


The Lifeline system is a standard medical alert system. Devices can attach to a lanyard or wristband for ease.

The wristband option has an alert button and a base; both of which act as a receiver and speaker. Lifeline uses AT&T cellular network to give you proper coverage. Water-resistant emergency buttons make them shower-friendly.

Seniors that travel often may seek a more mobile option just to be safe. GoSafe is both a mobile and a home medical alert system. While Medicare does not cover life alert, you can purchase a lifeline alert system at an affordable rate.

In-home Lifeline costs about $30 monthly for the 24/7 monitoring, an initial $50 is for the equipment. GoSafe is about $60 a month; members must pay a $149 cost for the device.


Offering the best quality, Mobilehelp provides a variety of choices for monitoring devices. Including those for at-home use or on-the-go.

Both run on cellular connections and data. This is a great option for those living in more urban areas or those with an active lifestyle. In-home systems, like others, include a pendant and wristband with a base station. Again, signals are sent via a cellular connection.

GPS monitoring for mobile services is provided by “Solo”. While “Smart” uses MobileHelp’s services through a smartwatch (Samsung). This makes for a wearable monitoring system with extra features, such as a health tracker.

The “Duo” package includes both Classic and Solo systems, put into one package. This option is a little over $40 a month. Purchasing the bundle package is cheaper than buying both systems individually.


Reviews show that this company is the best value for the price. Including the standard pendant call button, or wristband, and a base station. LifeStation Mobile offers GPS monitoring for more active members. This model doesn’t require a base station. The GPS option helps the company’s operators to find the location of a person in an emergency.

Fall detection features send automatic notifications to LifeStation in the event of a fall. This company encourages individuals to set up an action plan with them. This plan is for situations where a person may not be able to speak after pushing their help button.

Other features include waterproof buttons and a range of 1,000 feet for in-home devices. Mobile systems have batteries with a 5-day lifespan after charging. Weekly tests (silent) are done to maintain and ensure the reliability of all systems. Medicare coverage for LifeStation systems may be available for the $25.95/mo. for an annual plan.


Are there any discounts for medical alert systems?
Medical alert providers and retailers often offer discounts and special offers on Medical Alert systems. Look for good deals on bargain shopping days like Black Friday. Membership programs like AARP and AAA may also offer discounts. And, if you’re moving to an independent living or assisted living, your community may provide a wearable alert device.
Does Medicare Cover Life Alert?
Medicare doesn’t cover Life Alert Systems; but, some discounts may be available. Sadly, Medicare doesn’t cover the costs. Part B offers coverage for Durable Medical Equipment; but, medical alert systems don’t qualify. Not to worry, there are other options for coverage of systems like Life Alert.
Is medical alert covered by Medicare?
Medicare doesn’t usually cover medical alert systems. But, Medicare Advantage plans can cover alert devices depending on the options in your area.

How to Get Help Paying for a Medical Alert System

If you need a medical alert system but aren’t sure you can afford it, there are a few resources that may reduce the cost. Medicaid may pay for your medical alert system, depending on the state you live in and your device. Your medical alert system provider or Medicaid office can help you find out more.

We give you the facts about Medicare. When you work with one of our agents, we answer your questions and help you choose a plan. To get started, give us a call at the number above today or fill out our online rate comparison form.

Jagger Esch

Jagger Esch is the Medicare expert for MedicareFAQ and the founder, president, and CEO of Elite Insurance Partners and Since the inception of his first company in 2012, he has been dedicated to helping those eligible for Medicare by providing them with resources to educate themselves on all their Medicare options. He is featured in many publications as well as writes regularly for other expert columns regarding Medicare.

10 thoughts on “Does Medicare Cover Wearable Alert Devices

  1. My mother has Humana Medicare -do they pay for any of these alert devices She doesn’t drive so only needs one at home Thanks

    1. Sherlee, thank you for reaching out! If your mother is on Original Medicare with a Humana supplement, the medical alert device is typically not covered. If she is on a Humana Advantage plan, you will need to contact the carrier directly for coverage information as some Medicare Advantage plans cover these devices.

    1. Hi Cathy. Each carrier has its own summary of benefits with Medicare Advantage. You would need to reach out to UHC directly to find out if mobile alert systems are covered.

    1. Hi James! Unfortunately, Orignal Medicare nor TRICARE will cover life alert. Some Medicare Advantage plans may cover it. State Medicaid programs may also pay for it.

  2. Hi Lindsay, I have bcbs Medicare advantage ppo. Do Medicare cover the cost of any medical alert system?

    1. Hi Benjamin! Medicare Advantage carriers each have their own summary of benefits. You would need to contact the carrier directly to find out if that specific plan covers medical alert systems.

    1. Hi Maureen! Unfortunately at this time, Medicare does not cover Fitbits. However, that does not mean they won’t cover it in the future if the medical community considers them medically necessary at some point.


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