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Accendo Medicare Supplement Plans Discontinuation

Summary: Accendo Medicare Supplement plans are being discontinued in 15 states where they were previously available. New enrollees will not have access to Accendo policies. However, if you are enrolled, your plan will continue to provide you benefits. Estimated Read Time: 4 min

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Table of Contents:

  1. What States Are Affected?
  2. How Does This Affect My Current Accendo Policy?
  3. Aetna Plans Still Offered in Discontinued States
  4. How To Find Medigap Coverage After Accendo Discontinuation

Accendo Medicare Supplement plans are a subsidiary of CVS Health in partnership with Aetna Insurance Company. Since March 2020, Accendo Medicare Supplement (Medigap) plans hit the market strong, just as the COVID-19 pandemic began to sweep across the United States. As the world faced unprecedented challenges throughout the pandemic, it became clear to the company after careful consideration that focusing its efforts away from Accendo products is the best decision for the business.

As of April 2023, Aetna and CVS have made the executive decision to cease the application process for Accendo Medigap plans, discontinuing the product for new enrollees.

What States Are Affected?

Accendo Medigap plans were available in 42 states before the discontinuation notice. These states include:

  • Arizona
  • Alaska
  • Arkansas
  • California
  • Colorado
  • Delaware
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maryland
  • Michigan
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Wisconsin
  • West Virginia
  • Wyoming

Effective April 28, 2023, Accendo Medicare Supplement plans in the following nine states have been discontinued.

  • Colorado
  • Georgia
  • Indiana
  • Iowa
  • Maryland
  • Nebraska
  • Rhode Island
  • Vermont
  • Wisconsin

Effective May 29, 2023, Accendo plans in the following six states will be discontinued:

  • Arizona
  • Idaho
  • New Mexico
  • Oklahoma
  • Texas
  • Wyoming

Effective July 28. 2023 Accendo Plans in the following six states will be discontinued:

  • New Jersey
  • North Carolina
  • North Dakota
  • Ohio
  • Oregon
  • Pennsylvania

Effective September 28. 2023 Accendo Plans in the following six states will be discontinued:

  • Florida
  • Lousiana
  • Missouri
  • Montana
  • Nevada
  • South Dakota

Thus, after September 28, 2023, all states listed above previously offering Accendo Medigap policies will have closed their applications to new enrollees. However, Accendo will continue to accept new applications until the discontinuation date.

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Additionally, the carrier will be accepting applications from unaffected states until further notice. However, the long-term goal of the carrier is to discontinue coverage in all states nationwide. We will continue to update this content as new information is released.

How Does This Affect My Current Accendo Policy?

Anyone currently enrolled or who applied before the discontinuation will be grandfathered into Accendo Medigap coverage with no change to their current benefits. However, you cannot switch to another Accendo Medigap plan. If you wish to change coverage, you must switch to a new carrier altogether.

One possible scenario that may affect you if you keep your current Accendo Medicare Supplement plan is higher than usual rate increases in the future. It is not uncommon to see higher annual rate increases when a plan discontinues for new enrollees. This is due to a smaller pool of clients on the plan while the plan is still paying the same benefits.

Aetna Plans Still Offered in Discontinued States

While Accendo will no longer offer Medicare Supplement policies in the 15 states mentioned above, Aetna Medicare Supplement coverage will remain available in every state affected by the closure of Accendo plans.

If you live in any of the affected states, the list below shows Aetna options available in your state:

  • Arizona – AHLIC (7% Household Discount)
  • Colorado – AHIC (7% Household Discount)
  • Florida – CLI
  • Georgia – CLI (7% Household Discount)
  • Idaho – AHLIC
  • Indiana – AHLIC (7% Household Discount)
  • Iowa – AHIC (7% Household Discount)
  • Lousiana – AHIC (7% Household Discount)
  • Maryland – AHIC (7% Household Discount)
  • Missouri – AHLIC (7% Household Discount)
  • Montana – CLI (7% Household Discount)
  • Nebraska – CLI (7% Household Discount)
  • Nevada – CLI (7% Household Discount)
  • New Jersey –  AHIC (7% Household Discount)
  • New Mexico – CLI (7% Household Discount)
  • North Carolina – AHIC 7% Household Discount)
  • North Dakota – ACI
  • Ohio – CLI (7% Household Discount)
  • Oklahoma – AHIC (7% Household Discount)
  • Oregon – CLI (5% Household Discount)
  • Pennsylvania – AHIC (7% Household Discount)
  • Rhode Island – AHLIC (7% Household Discount)
  • South Dakota – ACI
  • Texas – AHIC (7% Household Discount)
  • Vermont – CLI
  • Wisconsin – AHIC (7% Household Discount)
  • Wyoming – ACI (5% Household Discount)

How To Find Medigap Coverage After Accendo Discontinuation

If you are thinking about switching from your current Accendo plan to another Medigap carrier, it is essential to review your health to ensure you will pass underwriting health questions, as there is no Special Enrollment Period available in this situation. Additionally, if you are new to Medicare and have already decided on Accendo for your Medigap coverage, you may need to reevaluate available carriers in your area.

At MedicareFAQ, we are available to help weigh your options to determine the best next steps for your situation. To review plans in your area, complete our online rate form for your free, no obligation, side-by-side comparison.

David Haass

David Haass

David Haass is the Chief Technology Officer and Co-Founder of Elite Insurance Partners and MedicareFAQ.com. He is a member and regular contributor to Forbes Finance Council and stay up-to-date with the latest Medicare trends and changes. He holds a Bachelor of Science in Business Administration and Management from the University of Florida.
Ashlee Zareczny

Ashlee Zareczny

Compliance Manager
Ashlee Zareczny is the Compliance Manager for MedicareFAQ. As a licensed Medicare agent in all 50 states, she is dedicated to educating those eligible for Medicare by providing the necessary resources and tools. Additionally, Ashlee trains new and tenured Medicare agents on CMS compliance guidelines. Ashlee is a Medicare expert who specializes in Medicare Supplement, Medicare Advantage, and Medicare Part D education.

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