After enrolling, our clients get an Active & Fit Direct Program link via e-mail. So, by using our company to join, you get the best options possible. You can buy an Active and Fit Direct Program access no matter which Medigap carrier you choose through our company. If you have concerns about a fitness program…
DetailsThe term PACE stands for “Programs of All-Inclusive Care for the Elderly.” This program is for seniors who may already have Medicare and Medicaid. Patients can obtain care for their health conditions and treatments from within the community, rather than admittance into nursing home facilities or other forms of health care facilities. One goal in…
DetailsWe’re always looking for ways to reduce Medicare costs and premiums. Almost everyone pays a premium for Part B, Part D, Medigap, vision, dental, and hearing. All those premiums can add up, but there are ways to save money, whether you’re already on Medicare or signing up for the first time. 5 Ways to Reduce…
DetailsOsteoporosis and Bone Density test coverage under Medicare is essential for seniors. There are about 10 million people in the United States alone with Osteoporosis and almost 34 million more with low bone mass. Part of overall healthy living includes the health of your bones, starting from infancy and throughout your life. Your bones work…
DetailsThe Part D formulary is a list of drugs that have coverage under your policy. The formulary must include at least two drugs per category; however, the insurance company can choose the options. Within the formulary, you’ll find tiers; these tiers are mostly generic and brand name categories. However, some carriers break it down further…
DetailsMedicare Supplement Plans for Disabled Under 65 is available in some areas. Each state has a different set of rules to follow. The United States population consists of roughly 8.4% of people with disabilities. The Medicare world consists of nearly double that percentage. If you aren’t 65, you’ll have two different Medicare Supplement Open Enrollment Periods.…
DetailsMedicare prior authorization may be necessary before your doctor can provide specific services. Different plan options are available for those who qualify for coverage. Alternative coverage plans such as Medicare Advantage policies require prior authorization before seeing a specialist. Requirements may vary depending on the plan type. What is Prior Authorization for Medicare Prior authorization…
DetailsVisiting Angels is a network of home health care agencies that operates throughout the United States and Medicare may help cover the services. These home health care agencies operate as franchises and provide care within the patient’s home, rather than within a facility. What Forms of Care do “Angels” Provide In-home care can provide several…
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The Six Protected Classes is a policy put forth by joint efforts of The Centers for Medicare and Medicaid Services (CMS) and the United States Congress. This policy gives Part D recipients access to prescriptions for serious health complications. The Six Protected Classes – What’s Covered? There are six protected classes associated with Part D.…
Approved wellness programs are part of many employer health plans, offering discounts and motives to people that meet health goals. Wellness plans haven’t been available to people that buy individual or family coverage. The Department of Health and Human Services now has a test program to extend wellness benefits to the marketplace. Up to 10…
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