MedicareFAQ is a Medicare learning resource center. We help beneficiaries understand all their Medicare options.

Part D Formulary

The Part D formulary is a list of drugs that have coverage under your policy. The formulary must include at least two drugs per category; however, the insurance company can choose the options. Within the formulary, you’ll find tiers; these tiers are mostly generic and brand name categories. However, some carriers break it down further…

Details

Medicare Supplement Plans for Disabled Under 65

Medicare Supplement Plans for Disabled Under 65 is available in some areas. Each state has a different set of rules to follow. The United States population consists of roughly 8.4% of people with disabilities. The Medicare world consists of nearly double that percentage. If you aren’t 65, you’ll have two different Medicare Supplement Open Enrollment Periods.…

Details

Medicare Prior Authorization Explained

Medicare prior authorization may be necessary before your doctor can provide specific services. Different plan options are available for those who qualify for coverage. Alternative coverage plans such as Medicare Advantage policies require prior authorization before seeing a specialist. Requirements may vary depending on the plan type. What is Prior Authorization for Medicare Prior authorization…

Details

Approved Wellness Programs

ACA Approved Wellness Programs

Approved wellness programs are part of many employer health plans, offering discounts and motives to people that meet health goals. Wellness plans haven’t been available to people that buy individual or family coverage. The Department of Health and Human Services now has a test program to extend wellness benefits to the marketplace. Up to 10…